Miami County property record for 736 Gloucester Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,480 sqft · built 1960 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (May 2018) |
| Tax Bill | $2,656 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2023 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-042470 |
| Primary APN | D08-042470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Upper Floors Area | 560 sqft |
| Family Room | Family Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 120 ft deep x 72 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 435 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Canopy | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 736 GLOUCESTER RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 4275 71 1/2 |
| Legal Subdivision | WESTBROOK SUBDIVISION |
| Legal Lot Number | 4275 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 365002 |
Source: Miami County records · APN D08-042470
Assessment roll updated March 6, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 24, 2023 | Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC |
| Feb 09, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 15, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 19, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 26, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 24, 2021 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| May 31, 2018 | Grant Deed, Transfer · VA Mortgage QUICKEN LNS |
| Feb 01, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Feb 01, 2018 · Amount on Record |
| Deed Document Number | 20182018OR-06558 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 11, 2026 |
| Property Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Document Number | 0000005657 |
| Instrument Date | May 06, 2026 |
| Instrument | 20265657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OHIO TITLE |
| Name | Verified Name |
|---|---|
| Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Document Number | 0000005657, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20265657 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000011741 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023OR-11741 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 716 GLOUCESTER RD, TROY, OH 45373-1224 |
| Document Number | 0000001405 |
|---|---|
| Date | Feb 09, 2023 |
| Instrument | 2023OR-01405 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001705 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019OR-01705 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 272 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013851 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019OR-13851 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000012065 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020OR-12065 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016713 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021OR-16713 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 25, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 31, 2018 |
| Property Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Document Number | 0000006558 |
| Instrument Date | May 25, 2018 |
| Instrument | 6558 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 736 GLOUCESTER RD TROY OH 453731224, TROY, OH 45373-1224 |
| Document Number | 6559 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 6559 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 30, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 01, 2018 |
| Property Address | 736 GLOUCESTER RD, TROY, OH 45373-1224 |
| Document Number | 0000001351 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 1351 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8542 WILDCAT RD TIPP CITY OH 453719138, TIPP CITY, OH 45371-9138 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,656.00 (+19%) Homeowner's exemption | $77,110 (+30.34%) Land $9,560 Building $67,550 | $220,300 (+30.36%) Land $27,300 Building $193,000 |
| 2024 | $2,232.00 (+2.24%) Homeowner's exemption | $59,160 (-) Land $10,330 Building $48,830 | |
| 2023 | $2,183.00 (+17.43%) Homeowner's exemption | $59,160 (-) Land $10,330 Building $48,830 | $169,000 (-) Land $29,500 Building $139,500 |
| 2022 | $1,859.00 Homeowner's exemption | $59,160 Land $10,330 Building $48,830 | $169,000 Land $29,500 Building $139,500 |
Source: FEMA National Flood Hazard Layer as of March 10, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Based on FCC filings for 293 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY CITY PWS serves 26,305 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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