736 Garfield Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 736 Garfield Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,878 sqft · built 1949
Lot Size	0.232 acres (10,100 sqft)
Owner	2 Company Names on Record
Last Sale	$870,000 (Mar 2022)
Tax Bill	$11,524 (2025)
Deeds & Mortgages	Oct 2025 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`481-150-03-00`

Property Details

APN / Parcel Number

Primary APN	`481-150-03-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,878 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	10,100 sqft (0.232 acres)

Location & Zoning

Street Address	736 GARFIELD AVE
City	EL CAJON
State	CA
Zip	92020-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 3 BLKS 16 19 & 20 TR 002266
Legal Subdivision	FLETCHER HILLS
Legal Tract	002266
Legal Block	16
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3016
Census Tract	16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	736 GARFIELD AVE, EL CAJON, CA 92020-2018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Intrafamily Transfer, Transfer
Mar 18, 2022	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Dec 6, 2021	Grant Deed, Transfer · Commercial Mortgage QUANTA FINANCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	2022122594
Prior Transfer Date	Nov 17, 2021
Prior Transfer Doc	0000827278
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2025
Property Address	736 GARFIELD AVE, EL CAJON, CA 92020-2018
Document Number	0000291137
Map Reference	MAP 2266
Instrument Date	Sep 24, 2025
Instrument	2025-0291137
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	736 GARFIELD AVE, EL CAJON, CA 92020-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	736 GARFIELD AVE, EL CAJON, CA 92020-2018

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2022
Property Address	736 GARFIELD AVE, EL CAJON, CA 92020-2018
Document Number	0000122594
Map Reference	MAP 2266
Instrument Date	Feb 25, 2022
Instrument	2022-0122594
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	736 GARFIELD AVE, EL CAJON, CA 92020-2018

Mortgage

Document Number	0000122595
Date	Mar 18, 2022
Instrument	2022-0122595

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2021
Property Address	736 GARFIELD AVE, EL CAJON, CA 92020-2018
Document Number	0000827279
Map Reference	MAP 2266
Instrument Date	Nov 17, 2021
Instrument	2021-0827279
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 BROADWAY STE C, C, EL CAJON, CA 92021-7406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000827280
Date	Dec 6, 2021
Instrument	2021-0827280

Lender

Name	QUANTA FINANCE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$941,707 (+2%) Land $765,616 Building $176,091
2025	$11,524.00 (+14.94%)	$923,243 (+14.12%) Land $750,604 Building $172,639
2023	$10,026.00 (+28.31%)	$809,000 Land $657,000 Building $152,000
2022	$7,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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