736 Eagle Lake Rd, Bar Harbor, ME 04609 Property Records

Hancock County and Bar Harbor Town property record for 736 Eagle Lake Rd, Bar Harbor, ME 04609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$3,739 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`245-039-000`

Property Details

APN / Parcel Number

Primary APN	`245-039-000`
Alternative APN	`BARH M:245 L:039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,985 sqft
1st Floor Area	1,000 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	245-039-000
Street Address	736 EAGLE LAKE RD
City	BAR HARBOR
State	ME
Zip	04609-7315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	39
Jurisdiction	BAR HARBOR ME
Township / Civil Division	BAR HARBOR
Census Block Group	4
Census Block	4028
Census Tract	965900

Owner

Source: Hancock County and Bar Harbor Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	736 EAGLE LAKE RD, BAR HARBOR, ME 04609-7315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
May 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
Jul 26, 2021	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAR HARBOR ME
Property Address	736 EAGLE LAKE RD, BAR HARBOR, ME 04609-7315
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074160896
Date	Nov 10, 2025
Book Page	7416/896
Instrument	2025014937

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAR HARBOR ME
Property Address	736 EAGLE LAKE RD, BAR HARBOR, ME 04609-7315
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072430254
Date	Nov 18, 2022
Book Page	7243/254
Instrument	2022016790

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAR HARBOR ME
Property Address	736 EAGLE LAKE RD, BAR HARBOR, ME 04609-7315
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072040827
Date	May 9, 2022
Book Page	7204/827
Instrument	2022006207

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BAR HARBOR ME
Recording Date	Jul 26, 2021
Property Address	736 EAGLE LAKE RD, BAR HARBOR, ME 04609-7315
Document Number	0071400109
Book / Page	7140 / 109
Instrument Date	Jul 23, 2021
Instrument	2021012464
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 EAGLE LAKE RD, BAR HARBOR, ME 04609-7315

Tax Assessment & Valuation

Source: Hancock County and Bar Harbor Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Bar Harbor Town
Elementary School District	Bar Harbor (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,739.00 (+15.69%)	$372,400 (-) Land $193,700 Building $178,700
2023	$3,232.00 (+10.04%)	$372,400 (+18.18%) Land $193,700 Building $178,700
2022	$2,937.00	$315,100 Land $163,900 Building $151,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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