Martin County property record for 736 Coldwater Rd, Inez, KY 41224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1986 |
| Lot Size | 0.81 acres (35,283 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $938 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-04-12-004.00 |
| Primary APN | 028-04-12-004.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,283 sqft (0.81 acres) |
| Lot Dimensions | 305 ft deep x 200 ft wide |
| Garage Area | 884 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 736 COLDWATER RD |
|---|---|
| City | INEZ |
| State | KY |
| Zip | 41224-8706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .81 ACRE & IMP |
| Jurisdiction | MARTIN KY |
| Township / Civil Division | INEZ |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950201 |
Source: Martin County records, as of February 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 736 COLDWATER RD, INEZ, KY 41224-8706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Mar 21, 2024 | Deed, Transfer |
| Dec 5, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 1, 2015 |
| Transfer Doc | 00D198/257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Recording Date | Aug 18, 2026 |
| Property Address | 736 COLDWATER RD, INEZ, KY 41224-8706 |
| Document Number | 0000125864 |
| Book / Page | 172 / 558 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 2026125864 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECOR |
| Name | Verified Name |
|---|---|
| Address | 736 COLDWATER RD, INEZ, KY 41224-8706 |
| Document Number | 0000125864, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 172/558 |
| Instrument | 2026125864 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2041 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARTIN KY |
| Recording Date | Mar 21, 2024 |
| Property Address | 736 COLDWATER RD, INEZ, KY 41224-8706 |
| Document Number | 00D211/398 |
| Book / Page | D211 / 398 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 99471 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 PINEVIEW LN, INEZ, KY 41224-9518 |
| Name | Verified Name |
|---|---|
| Address | 736 COLDWATER RD, INEZ, KY 41224-8706 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN KY |
| Recording Date | Dec 5, 2018 |
| Property Address | 736 COLDWATER RD, INEZ, KY 41224-8706 |
| Document Number | 00D198/257 |
| Book / Page | D198 / 257 |
| Map Reference | DB 68 PG 303 |
| Instrument Date | Dec 1, 2015 |
| Instrument | 91223 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 77, INEZ, KY 41224-0077 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 82, INEZ, KY 41224-0082 |
Source: Martin County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $938.00 (+0.54%) | $61,200 (-) Land $12,000 Building $49,200 | $61,200 (-) Land $12,000 Building $49,200 |
| 2023 | $933.00 | $61,200 Land $12,000 Building $49,200 | $61,200 Land $12,000 Building $49,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 20 (2004–2025) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 90% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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