736 Cherry St, Chattanooga, TN 37402 Property Records

Hamilton County property record for 736 Cherry St, Chattanooga, TN 37402

Property Summary

Property Type	Office Building
Details	19,690 sqft · built 1920
Lot Size	0.206 acres (8,999 sqft)
Owner	Company Name on Record
Last Sale	$1,042,500 (Jun 2004)
Tax Bill	$16,234 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145D L 016`

Property Details

APN / Parcel Number

Primary APN	`145D L 016`
Alternative APN	`0000069941`

Interior

Stories	3 Stories
Building Area	19,690 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stone
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	8,999 sqft (0.206 acres)
Lot Dimensions	62 ft deep x 55 ft wide
Total Buildings	2 Buildings

Location & Zoning

Account Number	0000069941
Street Address	736 CHERRY ST
City	CHATTANOOGA
State	TN
Zip	37402-1909
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C3
Legal Description	LT 53 A THE HUTTON COMPANY PB 98 PG 91
Legal Subdivision	ORIGINAL TOWN WALNUT
Legal Lot Number	53
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2068
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Chattanooga Historic District listed 2020 · 47 contributing resources · NRIS 100005387

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	736 CHERRY ST, CHATTANOOGA, TN 37402-1909
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Intrafamily Transfer, Transfer · Line of Credit FIRST VOLUNTEER BANK
Apr 19, 2018	Warranty Deed, Transfer FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2004 · Amount on Record
Deed Sale	Jun 3, 2004 · Amount on Record
Prior Sale	May 9, 2003 · Amount on Record
Deed Document Number	200494
Deed Book / Page	7152 / 494
Last Transfer Date	Nov 19, 2021
Transfer Doc	0000000257
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Nov 19, 2021
Property Address	736 CHERRY ST, CHATTANOOGA, TN 37402-1909
Document Number	0000000257
Book / Page	12741 / 628
Instrument Date	Nov 10, 2021
Instrument	2021111900257
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 CHERRY ST, CHATTANOOGA, TN 37402-1909

Mortgage

Document Number	0012741632
Date	Nov 19, 2021
Instrument	12741/632

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 19, 2018
Property Address	736 CHERRY ST, CHATTANOOGA, TN 37402-1909
Document Number	0000000096
Book / Page	011323 / 000970
Instrument Date	Apr 18, 2018
Instrument	96
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,047.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 CHERRY ST CHATTANOOGA TN 374021909, CHATTANOOGA, TN 37402-1909

Mortgage

Document Number	98
Date	Apr 19, 2018
Book Page	011323/000976
Instrument	98

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	728 BROAD ST, CHATTANOOGA, TN 37402-1801

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Apr 18, 2025

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,234.00 (+13.38%)	$1,071,120 (+67.36%)	$2,677,800 (+67.36%) Land $540,000 Building $2,137,800
2024	$14,318.00	$640,000 (-)	$1,600,000 (-) Land $360,000 Building $1,240,000
2023	$14,318.00	$640,000 (-)	$1,600,000 (-) Land $360,000 Building $1,240,000
2022	$14,318.00	$640,000	$1,600,000 Land $360,000 Building $1,240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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