7359 SE Apache Rd, Cowgill, MO 64637 Property Records

Caldwell County property record for 7359 SE Apache Rd, Cowgill, MO 64637

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,738 sqft · built 2017
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,601 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-9-29-3.00`

Property Details

APN / Parcel Number

Primary APN	`10-9-29-3.00`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,738 sqft Living Area
Basement Area	1,738 sqft
Finished Basement	1,000 sqft
Unfinished Basement	738 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Patio Area	244 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7359 SE APACHE RD
City	COWGILL
State	MO
Zip	64637-8795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-55-27 S1/2 SW NW
Legal Range	27
Legal Township	55
Legal Section	29
Jurisdiction	CALDWELL MO
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3193
Census Tract	950100

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7359 SE APACHE RD, COWGILL, MO 64637-8795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Jan 8, 2021	Warranty Deed, Transfer CALDWELL CNTY ABSTRACT & TTL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021
Deed Sale	Jan 8, 2021
Deed Document Number	202160502
Deed Book / Page	195 / 6801
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	7359 SE APACHE RD, COWGILL, MO 64637-8795
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CAMERON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00100/3637
Date	Dec 21, 2017
Book Page	100/3637
Instrument	55334

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 19, 2022

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	7359 SE APACHE RD, COWGILL, MO 64637-8795
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00100/4361
Date	May 12, 2020
Book Page	100/4361
Instrument	59149

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	7359 SE APACHE RD, COWGILL, MO 64637-8795
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGENCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00100/3927
Date	Dec 12, 2018
Book Page	100/3927
Instrument	56854

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL MO
Recording Date	Jan 8, 2021
Property Address	7359 SE APACHE RD, COWGILL, MO 64637-8795
Document Number	00195/6801
Book / Page	195 / 6801
Instrument Date	Jan 7, 2021
Instrument	60502
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CALDWELL CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7359 SE APACHE RD, COWGILL, MO 64637-8795
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Lincoln Township
Unified School District	Polo R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,601.00 (+6.22%)	$52,930 (+7.32%) Land $2,380 Building $50,550	$300,810 (+7.3%) Land $14,000 Building $286,810
2024	$3,390.00
2023		$49,320 Land $2,380 Building $46,940	$280,340 Land $14,000 Building $266,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAY COUNTY PWSD 3 serves 1,970 people · EPA ID MO1024512
Water Source	Purchased groundwater from RAY COUNTY CONS PWSD 2
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Green Hills Technologies DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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