7358 Dividing Way, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7358 Dividing Way, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	4 ba · built 2024
Owner	Individual Name on File
Last Sale	$527,410 (Jul 2025)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114J D 007`

Property Details

APN / Parcel Number

Primary APN	`114J D 007`
Alternative APN	`0000392941`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000392941
Street Address	7358 DIVIDING WAY
City	OOLTEWAH
State	TN
Zip	37363-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 75 BAINBRIDGE PARK SUB PB 123 PGS 185-187 OUT OF 114 068.01 FOR 2022
Legal Subdivision	BAINBRIDGE PARK SUB
Legal Lot Number	75
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4015
Census Tract	11205

Owner

7358 Dividing Way is owned and occupied by an individual who bought it in July 2025.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7358 DIVIDING WAY, OOLTEWAH, TN 37363-2013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTBANK
Jul 2, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 16, 2022	Warranty Deed, Transfer OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	Jul 2, 2025
Deed Document Number	2025070200030
Deed Book / Page	13970 / 517
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 2, 2025
Property Address	7358 DIVIDING WAY, OOLTEWAH, TN 37363-2013
Document Number	0000000030
Book / Page	13970 / 517
Map Reference	MB 123 PG 185
Instrument Date	Jun 25, 2025
Instrument	2025070200030
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,951.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7358 DIVIDING WAY, OOLTEWAH, TN 37363-2013

Mortgage

Document Number	0013970520
Date	Jul 2, 2025
Instrument	13970/520

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 2, 2025
Property Address	7358 DIVIDING WAY, OOLTEWAH, TN 37363-2013
Document Number	0000000029
Book / Page	13970 / 514
Map Reference	MB 123 PG 185
Instrument Date	Jun 25, 2025
Instrument	2025070200029
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 DAYTON BLVD, CHATTANOOGA, TN 37405-2016

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 16, 2022
Property Address	7358 DIVIDING WAY, OOLTEWAH, TN 37363-2013
Document Number	0000000128
Book / Page	13090 / 858
Map Reference	PL 3 MB 123 PG 185
Instrument Date	Sep 1, 2022
Instrument	2022091600128
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$11,193.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 DAYTON BLVD, CHATTANOOGA, TN 37405-2016
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7358 Dividing Way was $1,919, up 472.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00 (+472.84%)	$126,625 (+744.17%)	$506,500 (+744.17%) Land $60,000 Building $446,500
2024	$335.00	$15,000 (-)	$60,000 (-) Land $60,000
2023	$335.00	$15,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7358 Dividing Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7358 Dividing Way is low, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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