Wright County property record for 7357 Lamont Cir, Otsego, MN 55301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,434 sqft · built 2004 |
| Lot Size | 0.292 acres (12,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,900 (Sep 2004) |
| Tax Bill | $4,118 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-188-002200 |
| Primary APN | 118-188-002200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 12,731 sqft (0.292 acres) |
| Garage Type | Attached |
| Garage Area | 906 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 566 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7357 LAMONT CIR |
|---|---|
| City | ALBERTVILLE |
| State | MN |
| Zip | 55301-4521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-25 TWP-121 RANGE-024 SUNRAY FARM ADDN LOT-020 BLOCK-002 |
| Legal Range | 024 |
| Legal Township | 121 |
| Legal Section | 25 |
| Legal Subdivision | SUNRAY FARM ADDN |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 100102 |
7357 Lamont Cir is owned and occupied by two individuals who bought it in September 2004.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7357 LAMONT CIR, ALBERTVILLE, MN 55301-4521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2004 · Amount on File |
| Deed Sale | Sep 24, 2004 · Amount on File |
| Deed Document Number | 200491907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 7357 LAMONT CIR, OTSEGO, MN 55301-4521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | LENDSERV NATL TTL & INFORMAT |
| Name | Verified Name |
|---|
| Document Number | 0001450809 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 1450809 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 7357 Lamont Cir was $4,118.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,118.00 | $382,200 (+1.14%) Land $95,000 Building $287,200 | $382,200 (+1.14%) Land $95,000 Building $287,200 |
| 2025 | $377,900 Land $95,000 Building $282,900 | $377,900 Land $95,000 Building $282,900 | |
| 2023 | $3,830.00 (+4.3%) | $374,400 Land $102,000 Building $272,400 | $374,400 Land $102,000 Building $272,400 |
| 2022 | $3,672.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7357 Lamont Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7357 Lamont Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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