7357 Effeto St, Sacramento, CA 95829 Property Records

Sacramento County property record for 7357 Effeto St, Sacramento, CA 95829

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,393 sqft · built 2025
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Jul 2025)
Tax Bill	$6,075 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065-0550-013-0000`

Property Details

APN / Parcel Number

Primary APN	`065-0550-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,393 sqft Living Area
1st Floor Area	1,382 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Material	Other
Lot Area	5,200 sqft (0.119 acres)
Garage Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7357 EFFETO ST
City	SACRAMENTO
State	CA
Zip	95829-6194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1009
Census Tract	9201

Owner

7357 Effeto St is owned and occupied by an individual who bought it in July 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7357 EFFETO ST, SACRAMENTO, CA 95829-6194
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Deed Book / Page	20250724 / 862
Record Updated	Sep 20, 2026

July 2025: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 24, 2025
Property Address	7357 EFFETO ST, SACRAMENTO, CA 95829
Document Number	0000000862
Map Reference	MB 451 PG 6
Instrument Date	Jun 9, 2025
Instrument	202507240862
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 EFFETO STREET, SACRAMENTO, CA 95829

Mortgage

Document Number	0000000863
Date	Jul 24, 2025
Instrument	202507240863

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 7357 Effeto St was $6,075, up 230.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,000 (+342.44%) Land $142,500 Building $447,500
2025	$6,075.00 (+230.34%)	$133,351 Land $133,351
2024	$1,839.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7357 Effeto St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (1982–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7357 Effeto St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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