7357 Albemarle Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7357 Albemarle Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,229 sqft · built 2018
Lot Size	0.398 acres (17,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,500 (Dec 2018)
Tax Bill	$4,576 (2023)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4614-29-0353`

Property Details

APN / Parcel Number

Primary APN	`4614-29-0353`
Alternative APNs	`270871` `93530`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	4,229 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Custom Design
Lot Area	17,380 sqft (0.398 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	270871
Street Address	7357 ALBEMARLE DR
City	DENVER
State	NC
Zip	28037-6533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#32 LT COVINGTON@LN PH 1B
Legal Subdivision	COVINGTON/LK NORMAN SUB PH 1B
Legal Lot Number	32
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	71203

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7357 ALBEMARLE DR, DENVER, NC 28037-6533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST SVGS BK
Dec 17, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage MVB MTG
Aug 7, 2018	Grant Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	0002787453
Deed Book / Page	2787 / 453
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7357 ALBEMARLE DR, DENVER, NC 28037-6533
Document Number	2856338
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7357 ALBEMARLE DR DENVER NC 280376533, DENVER, NC 28037-6533

Mortgage

Document Number	2856338
Date	Oct 24, 2019
Book Page	002856/000338
Instrument	599630

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 17, 2018
Property Address	7357 ALBEMARLE DR, DENVER, NC 28037-6533
Document Number	2787453
Book / Page	002787 / 000453
Instrument Date	Dec 17, 2018
Instrument	586766
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 28, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7357 ALBERMARLE DR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2787455
Date	Dec 17, 2018
Book Page	002787/000455
Instrument	586767

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 7, 2018
Property Address	7357 ALBEMARLE DR, DENVER, NC 28037-6533
Document Number	2761370
Book / Page	002761 / 000370
Instrument Date	Aug 6, 2018
Instrument	581619
Transaction Type	Construction Loan
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7775 SAN FRANCISCO CA 941207775, SAN FRANCISCO, CA 94120-7775
Investor	Possibly a Property Investor

Mortgage

Document Number	2761373
Date	Aug 7, 2018
Book Page	002761/000373
Instrument	581620

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	EL SEGUNDO, CA 90245

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 6, 2019

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,576.00	$738,975 Land $82,000 Building $656,975	$738,975 Land $82,000 Building $656,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Albemarle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures