7356 Winding Way, Roscoe, IL 61073 Property Records

Winnebago County property record for 7356 Winding Way, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,262 sqft · built 2005
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Oct 2020)
Tax Bill$11,854 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Sep 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN04-23-177-019

Property Details

APN / Parcel Number

Primary APN04-23-177-019
Alternative APN
  • 423177019

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,262 sqft Living Area
Basement Area2,262 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Lot Area37,026 sqft (0.85 acres)
Garage Area809 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address7356 WINDING WAY
CityROSCOE
StateIL
Zip61073-9754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionPROMONTORY RIDGE SOUTH PT NW1/4 SEC 23-46-2 LOT 53
Legal Range2
Legal Township46
Legal Section23
Legal SubdivisionPROMONTORY RDG SOUTH
Legal Lot Number53
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3014
Census Tract3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7356 WINDING WAY, ROSCOE, IL 61073-9754
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST NTHRN CU
Sep 29, 2018Loan Modification, Mortgage · Line of Credit
GATEWAY CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2020 · Amount on Record
Deed SaleOct 26, 2020 · Amount on Record
Prior SaleSep 29, 2018
Deed Document Number20201032460
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateOct 26, 2020
Property Address7356 WINDING WAY, ROSCOE, IL 61073-9754
Document Number0001032460
Instrument DateOct 21, 2020
Instrument1032460
Transaction TypeTransfer
Record UpdatedNov 11, 2020
Title CompanyNORTHERN LAND TITLE CORPORATION, NLT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7356 WINDING WAY ROSCOE IL 610739754, ROSCOE, IL 61073-9754

Mortgage

Document Number1032461
DateOct 26, 2020
Instrument1032461
Lender
NameFIRST NTHRN CU
TypeCredit Union
AddressCHICAGO, IL 60606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2050
Interest
Rate TypeFixed Rate
Rate2.5%

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWINNEBAGO IL
Property Address7356 WINDING WAY, ROSCOE, IL 61073-9754
Document Number0001031228
Instrument DateSep 29, 2018
Transaction TypeMortgage
Record UpdatedDec 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address13973 DE LA TOUR DR ROCKTON IL 610721691, ROCKTON, IL 61072-1691

Mortgage

Document Number0001031228
DateOct 26, 2018
Instrument1031228
Lender
NameGATEWAY CMNTY BK
TypeBank
AddressROSCOE, IL 61073
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictPrairie Hill Community Consolidated School District 133 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,854.00$167,921 (+33.46%) Land $37,555 Building $130,366$503,763 (+33.46%) Land $112,665 Building $391,098
2022Homeowner's exemption$125,822 Land $28,140 Building $97,682$377,466 Land $84,420 Building $293,046

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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