7355 Malcoms Ridge Pl, La Plata, MD 20646 Property Records

Charles County property record for 7355 Malcoms Ridge Pl, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,029 sqft · built 2005
Lot Size	3.31 acres (144,619 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Mar 2017)
Tax Bill	$14,476 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-022185`

Property Details

APN / Parcel Number

Primary APN	`10-022185`
Alternative APN	`022185`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,029 sqft Living Area
Gross Area	4,429 sqft
1st Floor Area	1,439 sqft
Basement Area	1,150 sqft
Finished Basement	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	144,619 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022185
Street Address	7355 MALCOMS RIDGE PL
City	LA PLATA
State	MD
Zip	20646-4866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 2 - 3.3225 AC W SI MASONS SPRING RD MALCOMS RIDGE SUB
Legal Subdivision	MALCOMS RIDGE SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	10, MARBURY
Census Block Group	2
Census Block	2004
Census Tract	850300

Owner

7355 Malcoms Ridge Pl is owned and occupied by two individuals who bought it in March 2017.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7355 MALCOMS RIDGE PL, LA PLATA, MD 20646-4866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Dec 14, 2017	Deed of Trust, Mortgage · FHA Mortgage 1ST RATE HOME MORTGAGE INC
Mar 30, 2017	Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2017 · Amount on File
Deed Sale	Mar 30, 2017 · Amount on File
Prior Sale	Sep 10, 2013 · Amount on File
Deed Book / Page	9778 / 176
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	7355 MALCOMS RIDGE PL, LA PLATA, MD 20646-4866
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7355 MALCOMS RIDGE PL, LA PLATA, MD 20646-4866

Mortgage

Document Number	0122970144
Date	Dec 23, 2021
Book Page	12297/144

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Dec 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	7355 MALCOMS RIDGE PL, LA PLATA, MD 20646-4866
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101020465
Date	Dec 14, 2017
Book Page	10102/465

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	3 Years

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 30, 2017
Property Address	7355 MALCOMS RIDGE PL, LA PLATA, MD 20646-4866
Document Number	0097780176
Book / Page	9778 / 176
Map Reference	MV55 PG18
Instrument Date	Mar 23, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EMKAY TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7355 MALCOMS RIDGE PL, LA PLATA, MD 20646-4866

Mortgage

Document Number	0009778185
Date	Mar 30, 2017
Instrument	9778/185

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7355 Malcoms Ridge Pl was $14,476 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,700	$560,500 Land $126,900 Building $433,600
2025	$14,476.00
2023	$5,960.00 Homeowner's exemption	$445,300	$547,300 Land $106,900 Building $440,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7355 Malcoms Ridge Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7355 Malcoms Ridge Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Malcoms Ridge Pl

Nearby Streets

All La Plata, MD Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures