7355 Cartersville Rd, Berea, KY 40403 Property Records

Garrard County property record for 7355 Cartersville Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2002
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Nov 2023)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Aug 2006 Line of Credit Aug 2007 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`69-093.02`

Property Details

APN / Parcel Number

Primary APN	`69-093.02`
Alternative APNs	`17157` `24570` `25331`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	25331
Street Address	7355 CARTERSVILLE RD
City	BEREA
State	KY
Zip	40403-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 A 1.02 AC SUMMER HILL
Legal Subdivision	SUMMER HILL SUB
Legal Lot Number	50
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2009
Census Tract	970400

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 10, 2007	Deed of Trust, Mortgage · Conventional Mortgage CITIFINANCIAL SERVICES INC
May 19, 2025	Divorce Transfer, Transfer
Nov 6, 2023	Warranty Deed, Transfer
Oct 24, 2022	Deed, Transfer
Aug 22, 2014	Warranty Deed, Transfer
Dec 9, 2008	Commissioner's Deed, Foreclosure
Dec 9, 2008	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	2023179423
Deed Book / Page	323 / 710
Last Transfer Date	May 6, 2025
Transfer Doc	0000194984
Record Updated	Oct 29, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918

Mortgage

Document Number	00M262/759
Date	Aug 14, 2006
Book Page	M262/759
Instrument	73155

Lender

Name	JPMORGAN CHASE BANK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 13, 2036

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M276/468
Date	Aug 10, 2007
Book Page	M276/468
Instrument	91115

Lender

Name	CITIFINANCIAL SERVICES INC
Address	BEREA, KY 40403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 10, 2017

May 2025: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	GARRARD KY
Recording Date	May 19, 2025
Property Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918
Document Number	000D332/22
Book / Page	D332 / 22
Instrument Date	May 6, 2025
Instrument	194984
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	989 HIGHWAY 17 NORTH, DEMOSSVILLE, KY 41033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 CARTERSVILLE RD, BEREA, KY 40403-9400

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Nov 6, 2023
Property Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918
Document Number	00D323/710
Book / Page	D323 / 710
Map Reference	CAB 3 SL 97
Instrument Date	Nov 1, 2023
Instrument	179423
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 BAKER GOODIN RD, PINEVILLE, KY 40977-5005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Oct 24, 2022
Property Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918
Document Number	00D318/525
Book / Page	D318 / 525
Instrument Date	Oct 21, 2022
Instrument	172648
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 DAY RD, BEREA, KY 40403-8992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Aug 22, 2014
Property Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918
Document Number	00D276/065
Book / Page	D276 / 065
Instrument Date	Aug 19, 2014
Instrument	122082
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918

December 2008: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	GARRARD KY
Recording Date	Dec 9, 2008
Property Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918
Document Number	000252/381
Book / Page	252 / 381
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Dec 9, 2008
Property Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918
Document Number	000252/386
Book / Page	252 / 386
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7355 CARTERSVILLE RD, BEREA, KY 40403-8918

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,000 (-) Land $35,000 Building $295,000	$330,000 (-) Land $35,000 Building $295,000
2025	$2,863.00 (-1.45%) Homeowner's exemption	$330,000 (-) Land $30,000 Building $300,000	$330,000 (-) Land $30,000 Building $300,000
2024	$2,905.00 (-12.53%) Homeowner's exemption	$330,000 (+4.76%) Land $30,000 Building $300,000	$330,000 (+4.76%) Land $30,000 Building $300,000
2023	$3,321.00 (+89.12%)	$315,000 (+90.91%) Land $30,000 Building $285,000	$315,000 (+90.91%) Land $30,000 Building $285,000
2022	$1,756.00	$165,000 Land $20,000 Building $145,000	$165,000 Land $20,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Also Mapped Here	GARRARD CO WATER ASSOC INC
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000

May also be available: Spectrum.

Nearby Properties on Cartersville Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures