7354 Capac Rd, Lynn (Yale), MI 48097 Property Records

St. Clair County property record for 7354 Capac Rd, Lynn, MI 48097

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1982
Lot Size	12.5 acres (544,500 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2023)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`74-26-022-1007-000`

Property Details

APN / Parcel Number

Primary APN	`74-26-022-1007-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Lot Area	544,500 sqft (12.5 acres)
Lot Dimensions	1,270 ft deep x 412 ft wide
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7354 CAPAC RD
City	LYNN
State	MI
Zip	48097-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	W 1320 FT OF S 1/2 OF NW 1/4 EXC S 907.5 FT. 12.5 A SEC 22 T8N R13E
Legal Range	13E
Legal Township	08N
Legal Section	22
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2032
Census Tract	655100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7354 CAPAC RD, LYNN, MI 48097-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 9, 2023	Fiduciary Deed, Transfer
Dec 9, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Sep 24, 2012 · Amount on Record
Deed Document Number	20239528
Deed Book / Page	5624 / 968
Prior Transfer Date	Jun 4, 2012
Prior Transfer Doc	0042620214
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7354 CAPAC RD, LYNN, MI 48097-1502
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7354 CAPAC RD, LYNN, MI 48097-1502

Mortgage

Document Number	0005853162
Date	Sep 22, 2025
Book Page	5853/162
Instrument	2025017916

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 26, 2023
Property Address	7354 CAPAC RD, LYNN, MI 48097-1502
Document Number	0005624968
Book / Page	5624 / 968
Instrument Date	Apr 21, 2023
Instrument	2023009528
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7354 CAPAC RD, LYNN, MI 48097-1502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7354 CAPAC RD, LYNN, MI 48097-1502

Mortgage

Document Number	0005624123
Date	May 23, 2023
Book Page	5624/123
Instrument	2023009336

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

January 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 9, 2023
Property Address	7354 CAPAC RD, LYNN, MI 48097-1502
Document Number	0005590732
Book / Page	5590 / 732
Instrument Date	Dec 2, 2022
Instrument	2023000465
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7254 MAPLE VALLEY RD, BROWN CITY, MI 48416-8247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7354 CAPAC RD, LYNN, MI 48097-1502

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 9, 2020
Property Address	7354 CAPAC RD, LYNN, MI 48097-1502
Document Number	0052850335
Book / Page	005285 / 000335
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7254 MAPLE VALLEY RD BROWN CITY MI 484168247, BROWN CITY, MI 48416-8247

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 10, 2017
Property Address	7354 CAPAC RD, LYNN, MI 48097-1502
Document Number	0048070872
Book / Page	004807 / 000872
Instrument Date	Mar 9, 2017
Transaction Type	Transfer
Record Updated	Apr 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13472 BRYCE RD EMMETT MI 480222808, EMMETT, MI 48022-2808

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Lynn Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,200 (+13.42%)	$216,400 (+13.42%)
2025	$2,533.00 (+15.03%) Homeowner's exemption	$95,400 (+18.22%)
2024	$2,202.00 (-31.76%)		$190,800 (+18.22%)
2023		$80,700
2022	$3,227.00		$161,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Highline Internet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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