Charlotte County property record for 7351 Lighthouse St, Englewood, FL 34224
| Property Type | Single Family Home |
|---|---|
| Details | 1,598 sqft · built 2025 |
| Lot Size | 0.229 acres (9,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,000 (Aug 2025) |
| Tax Bill | $311 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan Aug 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-20-11-405-021 |
| Primary APN | 41-20-11-405-021 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,598 sqft Living Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 9,999 sqft (0.229 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004645290 |
|---|---|
| Old Parcel Number | 00643060018007 |
| Street Address | 7351 LIGHTHOUSE ST |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34224-8742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PCH 064 3654 0018 PORT CHARLOTTE SEC64 BLK3654 LT 18 1143/416 1180/390 4259/1833 4795/945 DC3367871-EAE DC336 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 11 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Block | 3654 |
| Legal Lot Number | 18 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 30201 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7735 LUCA VISTA DR NE, ROCKFORD, MI 49341-7019 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Aug 13, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| Jun 29, 2021 | Warranty Deed, Transfer FLORIDA ABSTRACT AND SECURITY TITLE, FLORIDA ABSTRACT & SECURITY |
| Dec 1, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on Record |
| Deed Sale | Aug 13, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2021 · Amount on Record |
| Deed Document Number | 3557240 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 7351 LIGHTHOUSE ST, ENGLEWOOD, FL 34224-8742 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 7601 GREGG RD, BLOOMFIELD, NY 14469-9790 |
| Document Number | 0049920406 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 4992/406 |
| Instrument | 3108296 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 13, 2025 |
| Property Address | 7351 LIGHTHOUSE ST, ENGLEWOOD, FL 34224-8742 |
| Document Number | 0003557240 |
| Map Reference | MB 5 PG 78A-78F |
| Instrument Date | Aug 11, 2025 |
| Instrument | 3557240 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,289.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1901, ENGLEWOOD, FL 34295-1901 |
| Name | Verified Name |
|---|---|
| Address | 7735 LUCA VISTA DR NE, ROCKFORD, MI 49341-7019 |
| Document Number | 0003557241 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 3557241 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 29, 2021 |
| Property Address | 7351 LIGHTHOUSE ST, ENGLEWOOD, FL 34224-8742 |
| Document Number | 0047950945 |
| Book / Page | 4795 / 945 |
| Map Reference | MB 5 PG 78A-78F |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2965725 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | FLORIDA ABSTRACT AND SECURITY TITLE, FLORIDA ABSTRACT & SECURITY |
| Amount | Amount Recorded |
|---|---|
| Tax | $153.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1074 COMO PL, 1074, SAINT PAUL, MN 55103-1321 |
| Name | Verified Name |
|---|---|
| Address | 7601 GREGG RD, BLOOMFIELD, NY 14469-9790 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 1, 2017 |
| Property Address | 7351 LIGHTHOUSE ST, ENGLEWOOD, FL 34224-8742 |
| Document Number | 0042591833 |
| Book / Page | 004259 / 001833 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 2569202 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $67.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1074 COLNE ST ST PAUL MN 551031348, ST PAUL, MN 55103-1348 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $311.00 (-47.73%) | $20,400 (-4%) | $24,000 (-4%) Land $24,000 |
| 2024 | $595.00 (-1%) | $21,251 (+3.31%) | $25,001 (+%) Land $25,001 |
| 2023 | $601.00 (+8.09%) | $20,570 (+1%) | $25,000 (+33.69%) Land $25,000 |
| 2022 | $556.00 | $18,700 Land $18,700 | $18,700 Land $18,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 4 (2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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