7351 Harris Rd, De Graff, OH 43318 Property Records

Champaign County property record for 7351 Harris Rd, De Graff, OH 43318 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,058 sqft · built 1900
Lot Size	1.55 acres (67,736 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (May 2025)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`035325-2`

Property Details

APN / Parcel Number

Primary APN	`035325-2`
Alternative APN	`D08-04-13-31-00-009-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	588 sqft
Basement Area	392 sqft
Unfinished Basement	392 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	67,736 sqft (1.55 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	512 sqft
Canopy	288 sqft
Lean-To	648 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	035325-2
Street Address	7351 HARRIS RD
City	DE GRAFF
State	OH
Zip	43318-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 13-04-31 __ W SIDE SE
Legal Range	13W
Legal Township	4N
Legal Section	31
Legal Subdivision	DONALD DALE MILLERS
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1028
Census Tract	11501

Owner

Source: Champaign County records · APN 035325-2

Assessment roll updated March 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7351 HARRIS RD, DE GRAFF, OH 43318-9526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit SCOUT TITLE
May 07, 2012	Deed of Trust, Mortgage KEMBA FINANCIAL CREDIT UNION INC
Jul 03, 2013	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Feb 01, 2007	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO
May 19, 2025	Warranty Deed, Transfer · Conventional Mortgage THE RICHWOOD BANKING CO
Jun 01, 2015	Warranty Deed, Transfer · ARM CITIZENS FSLA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Jun 01, 2015 · Amount on Record
Deed Document Number	20251705
Deed Book / Page	600 / 1864
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Recording Date	May 13, 2026
Property Address	7351 HARRIS RD, DE GRAFF, OH 43318-9526
Document Number	00605/5802
Book / Page	605 / 5802
Instrument Date	May 01, 2026
Instrument	20261889
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SCOUT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7351 HARRIS RD, DE GRAFF, OH 43318-9526

Mortgage

Document Number	0000001889,
Date	May 13, 2026
Book Page	605/5802
Instrument	20261889

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate	6.46%
Max Rate	-1%

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	7351 HARRIS RD, DE GRAFF, OH 43318-9526
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00505/2071
Date	May 07, 2012
Book Page	505/2071
Instrument	201200002087

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 01, 2022

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	7351 HARRIS RD, DE GRAFF, OH 43318-9526
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00516/2669
Date	Jul 03, 2013
Book Page	516/2669
Instrument	201300003334

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 02, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	7351 HARRIS RD, DE GRAFF, OH 43318-9526
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00460/3229
Date	Feb 01, 2007
Book Page	460/3229
Instrument	200700000641

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2037

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	May 19, 2025
Property Address	7351 HARRIS RD, DE GRAFF, OH 43318-9526
Document Number	00600/1864
Book / Page	600 / 1864
Instrument Date	May 09, 2025
Instrument	202500001705
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	SCOUT TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202500001706
Date	May 19, 2025
Instrument	202500001706

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2035
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	12.9%
Index	1-Year CMT
Max Rate	12.9%

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jun 01, 2015
Property Address	7351 HARRIS RD, DE GRAFF, OH 43318-9526
Document Number	00532/0986
Book / Page	532 / 0986
Instrument Date	May 29, 2015
Instrument	201500002111
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7804 TOWNSHIP ROAD 295, DE GRAFF, OH 43318-9611

Mortgage

Document Number	201500002112
Date	Jun 01, 2015
Instrument	201500002112

Lender

Name	CITIZENS FSLA
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.55%
Type Change Date	Jun 01, 2020
Change Frequency	Annually
Min Rate At Change	4.05%
Max Rate At Change	5.55%
Index	1-Year CMT
Max Rate	9.55%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated March 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Harrison Township
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,646.00 (-8.3%)	$54,340 (-5.48%) Land $13,360 Building $40,980	$155,260 (-5.47%) Land $38,180 Building $117,080
2024	$1,795.00 (-12.05%)	$57,490 (-) Land $8,580 Building $48,910
2023	$2,041.00 (+1.29%)	$57,490 (-) Land $8,580 Building $48,910	$164,250 (-) Land $24,510 Building $139,740
2022	$2,015.00	$57,490 Land $8,580 Building $48,910	$164,250 Land $24,510 Building $139,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (39021C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390210115011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
Precision Technology	Fixed Wireless (unlicensed)	100 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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