7350 White Oak Rd, Garner, NC 27529 Property Records

Wake County property record for 7350 White Oak Rd, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,435 sqft · built 1979
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$435,500 (May 2020)
Tax Bill	$3,457 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1720.14-44-3945-000`

Property Details

APN / Parcel Number

Primary APN	`1720.14-44-3945-000`
Alternative APNs	`1720.14-44-3945 0095742` `1720443945` `009574201` `0095742`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,435 sqft Living Area
1st Floor Area	2,435 sqft
Basement Area	1,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Lot Area	50,965 sqft (1.17 acres)
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	604 sqft
Porch	Open Porch
Porch Area	432 sqft
Deck Area	180 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0095742
Street Address	7350 WHITE OAK RD
City	GARNER
State	NC
Zip	27529-9199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LO3 GRT PT & LT 4 HILLANDALE SUB
Legal Subdivision	HILLANDALE SUB
Legal Lot Number	3
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	3
Census Block	3006
Census Tract	52814

Owner

7350 White Oak Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7350 WHITE OAK RD, GARNER, NC 27529-9199
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 26, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	Jul 26, 2018 · Amount on File
Deed Book / Page	17883 / 859
Prior Transfer Date	Dec 20, 2015
Prior Transfer Doc	16259/1367
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	7350 WHITE OAK RD, GARNER, NC 27529-9199
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19587/2545
Date	Apr 17, 2024
Book Page	19587/2545

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 26, 2020
Property Address	7350 WHITE OAK RD, GARNER, NC 27529-9199
Document Number	178830859
Book / Page	17883 / 859
Map Reference	MB 1976 PG 127
Instrument Date	May 13, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 POINT HARBOR DR, 117, CARY, NC 27519-9215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7350 WHITE OAK RD, GARNER, NC 27529-9199

Mortgage

Document Number	17883861
Date	May 26, 2020
Instrument	17883/861

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 26, 2018
Property Address	7350 WHITE OAK RD, GARNER, NC 27529-9199
Document Number	171960874
Book / Page	017196 / 000874
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7350 WHITE OAK RD GARNER NC 275299199, GARNER, NC 27529-9199

Mortgage

Document Number	171960877
Date	Jul 26, 2018
Book Page	017196/000877

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7350 White Oak Rd was $3,457.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,457.00	$537,388 Land $159,500 Building $377,888	$537,388 Land $159,500 Building $377,888
2023	$2,965.00	$377,752 Land $79,200 Building $298,552	$377,752 Land $79,200 Building $298,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7350 White Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7350 White Oak Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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