7350 Bear Tree Rd NE, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 7350 Bear Tree Rd NE, Kalkaska, MI 49646

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,038 sqft · built 1929
Lot Size	0.433 acres (18,874 sqft)
Owner	Individual Name on Record
Last Sale	$855,000 (Oct 2023)
Tax Bill	$10,333 (2025)
Deeds & Mortgages	Oct 2023 Sale Jan 2020 Refinance + 1 more
APN	`005-080-008-55`

Property Details

APN / Parcel Number

Primary APN	`005-080-008-55`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,038 sqft Living Area
1st Floor Area	1,692 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	18,874 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7350 BEAR TREE RD NE
City	KALKASKA
State	MI
Zip	49646-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & 9 CEDAR BEACH SEC 27 T28N-R6W AN EASEMENT IN FAVOR OF GREAT LAKES ENERGY COOPERATIVE RECORDED AT #3152972 OWNER
Legal Range	06W
Legal Township	28N
Legal Section	27
Legal Subdivision	CEDAR BEACH
Legal Lot Number	8-9
Jurisdiction	KALKASKA MI
Township / Civil Division	COLDSPRINGS
Census Block Group	2
Census Block	2008
Census Tract	950601

Owner

Source: Kalkaska County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7350 BEAR TREE RD NE, KALKASKA, MI 49646-8627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Subdivision Related Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jan 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA COMM
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VISIO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	20233170054
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KALKASKA MI
Recording Date	Oct 2, 2023
Property Address	7350 BEAR TREE RD NE, KALKASKA, MI 49646-8627
Document Number	0003170054
Instrument Date	Sep 29, 2023
Instrument	3170054
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 W BRECKENRIDGE ST, FERNDALE, MI 48220-1259

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALKASKA MI
Property Address	7350 BEAR TREE RD NE, KALKASKA, MI 49646-8627
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003149018
Date	Jan 28, 2020
Instrument	3149018

Lender

Name	FINANCE AMERICA COMM

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2021

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALKASKA MI
Property Address	7350 BEAR TREE RD NE, KALKASKA, MI 49646-8627
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003160120
Date	Nov 17, 2021
Instrument	3160120

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalkaska County
County Subdivision	Coldsprings Township
Unified School District	Kalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,000 (+7.96%)	$822,000 (+7.96%)
2025	$10,333.00 (-37.68%) Homeowner's exemption	$380,700 (+18.78%)	$761,400 (+18.78%)
2024	$16,581.00 (+45.43%)
2023	$11,401.00	$320,500	$641,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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