735 Wise Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 735 Wise Rd, Lincolnton, NC 28092

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 1 ba · 1,667 sqft · built 1968
Lot Size34.3 acres (1,496,983 sqft)
OwnerIndividual Name on File
Tax Bill$62 (2026)
Deeds & MortgagesDec 2023 Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN2694-64-2995

Property Details

APN / Parcel Number

Primary APN2694-64-2995
Alternative APNs
  • 269400652077
  • 275639
  • 198444
  • 13480

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,667 sqft Finished Area
Basement Area1,667 sqft
Finished Basement1,250 sqft
Unfinished Basement417 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,496,983 sqft (34.3 acres)
Garage TypeMixed
Garage Area560 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number198444
Street AddressWISE RD
CityLINCOLNTON
StateNC
Zip28092
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR-T
Legal DescriptionPT #2 KEN AND BEA TRUST
JurisdictionLINCOLN NC
Township / Civil DivisionHOWARDS CREEK
Census Block Group2
Census Block2013
Census Tract70700

Owner

735 Wise Rd, residential vacant land, is owned by an individual.

Source: Lincoln County records, as of August 27, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1747, LINCOLNTON, NC 28093-1747
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES BANK
Nov 7, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property AddressWISE RD, LINCOLNTON, NC 28092
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003292677
DateDec 1, 2023
Book Page3292/677
Instrument674731
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeCommercial Mortgage
AmountAmount on Record

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateNov 7, 2019
Property Address735 WISE RD, LINCOLNTON, NC 28092-0753
Document Number2859916
Book / Page002859 / 000916
Instrument DateNov 1, 2019
Instrument600260
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address735 WISE RD LINCOLNTON NC 280920753, LINCOLNTON, NC 28092-0753

Tax Assessment & Valuation

The 2026 property tax bill for 735 Wise Rd was $62.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62.00$239,818 Land $239,818$239,818 Land $239,818
2023$4,726.00$1,054,381 Land $449,877 Building $604,504$1,054,381 Land $449,877 Building $604,504

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 735 Wise Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 Wise Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
25 / 5

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