735 Winthrop Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 735 Winthrop Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,318 sqft · built 2007
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2026)
Tax Bill	$3,886 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R34-223-18-3749-0180-0340`

Property Details

APN / Parcel Number

Primary APN	`R34-223-18-3749-0180-0340`
Alternative APNs	`01591343` `1591343`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	2,891 sqft
1st Floor Area	1,121 sqft
Upper Floors Area	45 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01591343
Street Address	735 WINTHROP DR
City	SPRING HILL
State	FL
Zip	34609-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT AVALON PHASE 1 BLK 18 LOT 34
Legal Range	18E
Legal Township	23S
Legal Section	34
Legal Subdivision	VILLAGES AT AVALON PH 1
Legal Block	18
Legal Lot Number	34
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4025
Census Tract	40906

Owner

735 Winthrop Dr is owned and occupied by an individual who bought it in May 2026.

Source: Hernando County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	6372 GAINSBORO AVE, SPRING HILL, FL 34609-1125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL LLC
May 13, 2026	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 13, 2026	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Nov 1, 2019	Warranty Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Nov 1, 2019 · Amount on File
Deed Document Number	202632184
Deed Book / Page	4708 / 551
Prior Transfer Date	Jul 20, 2007
Prior Transfer Doc	0024720085
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	735 WINTHROP DR, SPRING HILL, FL 34609-2063
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 WINTHROP DR, SPRING HILL, FL 34609-2063

Mortgage

Document Number	0039601132
Date	Mar 3, 2021
Book Page	3960/1132
Instrument	2021014635

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 13, 2026
Property Address	735 WINTHROP DR, SPRING HILL, FL 34609-2063
Document Number	0000032184
Book / Page	4708 / 551
Instrument Date	May 11, 2026
Instrument	202632184
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	MILESTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6372 GAINSBORO AVE, SPRING HILL, FL 34609-1125

Mortgage

Document Number	0000032185,
Date	May 13, 2026
Instrument	202632185

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 13, 2026
Property Address	735 WINTHROP DR, SPRING HILL, FL 34609-2063
Document Number	0047080551
Book / Page	4708 / 551
Instrument Date	May 11, 2026
Instrument	202632184
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	MILESTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6372 GAINSBORO AVE, SPRING HILL, FL 34609-1125

Mortgage

Document Number	0000032185,
Date	May 13, 2026
Instrument	202632185

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	735 WINTHROP DR, SPRING HILL, FL 34609-2063
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034281182
Date	Jan 5, 2017
Book Page	3428/1182
Instrument	2017000825

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 1, 2019
Property Address	735 WINTHROP DR, SPRING HILL, FL 34609-2063
Document Number	0037690424
Book / Page	3769 / 0424
Map Reference	MB 36 PG 24-37
Instrument Date	Oct 23, 2019
Instrument	2019069259
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SOUTHEAST TTL OF SUNCOAST IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,491.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15163 AVILES PKWY, 15163, ODESSA, FL 33556-4060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 WINTHROP DR, SPRING HILL, FL 34609-2063

Mortgage

Document Number	0003769426
Date	Nov 1, 2019
Instrument	3769/426

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 735 Winthrop Dr was $3,886 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,886.00 Homeowner's exemption	$264,169	$304,206 Land $43,175 Building $261,031
2023		$249,247 (+3%) Land $2,875 Building $246,372
2022	$3,184.00 Homeowner's exemption	$241,987	$322,823 Land $43,175 Building $279,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 Winthrop Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 Winthrop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber.

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