Anne Arundel County property record for 735 Whitehall Beach Rd, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,606 sqft · built 1978 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Mar 2026) |
| Tax Bill | $5,700 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-904-90009408 |
| Primary APN | 03-904-90009408 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Deck Area | 228 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 90490009408 |
|---|---|
| Street Address | 735 WHITEHALL BEACH RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-6043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 195 196 PL 1 WHITEHALL BEACH |
| Legal Subdivision | WHITEHALL BEACH |
| Legal Block | 1 |
| Legal Lot Number | 195 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 730902 |
735 Whitehall Beach Rd is owned and occupied by two individuals who bought it in March 2026.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 735 WHITEHALL BEACH RD, ANNAPOLIS, MD 21409-6043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 23, 2026 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 25, 2018 | Deed, Transfer · ARM M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on File |
| Deed Sale | Mar 23, 2026 · Amount on File |
| Prior Sale | Oct 25, 2018 · Amount on File |
| Deed Book / Page | 42184 / 258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 735 WHITEHALL BEACH RD, ANNAPOLIS, MD 21409-6043 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0362080334 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 36208/334 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 735 WHITEHALL BEACH RD, ANNAPOLIS, MD 21409-6043 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0407480312 |
|---|---|
| Date | Sep 23, 2024 |
| Book Page | 40748/312 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 23, 2026 |
| Property Address | 735 WHITEHALL BEACH RD, ANNAPOLIS, MD 21409-6043 |
| Document Number | 0421840258 |
| Book / Page | 42184 / 258 |
| Map Reference | MB WNB 1 FO 2 |
| Instrument Date | Mar 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 735 WHITEHALL BEACH RD, ANNAPOLIS, MD 21409-6043 |
| Document Number | 0042184267 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 42184/267 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 25, 2018 |
| Property Address | 735 WHITEHALL BEACH RD, ANNAPOLIS, MD 21409-6043 |
| Document Number | 0326020054 |
| Book / Page | 32602 / 054 |
| Map Reference | MB WNB1 FO2 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | THE ATLANTIC TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 735 WHITEHALL BEACH RD, ANNAPOLIS, MD 21409-6043 |
| Document Number | 0003260259 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 32602/59 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
The 2025 property tax bill for 735 Whitehall Beach Rd was $5,700, up 7.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,167 (+7.73%) | $542,500 (-) Land $371,700 Building $170,800 | |
| 2025 | $5,700.00 (+7.36%) | $469,833 | $542,500 Land $371,700 Building $170,800 |
| 2024 | $5,309.00 (+17.95%) | ||
| 2023 | $4,501.00 | $412,200 | $433,500 Land $288,500 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 735 Whitehall Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (1983–2024) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 735 Whitehall Beach Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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