735 Wheatfield Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 735 Wheatfield Rd, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,988 sqft · built 2019
Lot Size0.33 acres (14,375 sqft)
Owner2 Trust Names on Record
Last Sale$348,500 (Jan 2020)
Deeds & MortgagesDec 2025 Transfer
Oct 2020 Mortgage
+ 4 more
APN04-29-0-220-004

Property Details

APN / Parcel Number

Primary APN04-29-0-220-004

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,988 sqft Living Area
Basement Area1,988 sqft
Unfinished Basement1,988 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area660 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address735 WHEATFIELD RD
CityO FALLON
StateIL
Zip62269-6106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR MEADOWS 10TH ADD LOT/SEC-232 A02867701
Legal SubdivisionCEDAR MEADOWS 10TH ADD
Legal Block220
Legal Lot Number232
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1019
Census Tract504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address735 WHEATFIELD RD, O FALLON, IL 62269-6106
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 2, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
USAA
Jul 22, 2019Trustee's Deed, Construction Loan · Line of Credit
BANK OF O'FALLON
Feb 22, 2018Warranty Deed, Construction Loan · Line of Credit
BANK OF O'FALLON
Nov 13, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2020 · Amount on Record
Deed SaleJan 2, 2020 · Amount on Record
Prior SaleFeb 22, 2018 · Amount on Record
Deed Document Number20202638121
Last Transfer DateNov 25, 2025
Transfer Doc0002867701
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CLAIR IL
Recording DateDec 2, 2025
Property Address735 WHEATFIELD RD, O FALLON, IL 62269-6106
Document Number0A02867701
Map ReferenceMB 96 PG 70
Instrument DateNov 25, 2025
InstrumentA02867701
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address735 WHEATFIELD RD, O FALLON, IL 62269-6106

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address735 WHEATFIELD RD, O FALLON, IL 62269-6106
Document Number00A2671526
Instrument DateOct 12, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address735 WHEATFIELD RD O FALLON IL 622696106, O FALLON, IL 62269-6106

Mortgage

Document Number00A2671526
DateOct 16, 2020
Instrument2671526
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 15, 2030

January 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJan 2, 2020
Property Address735 WHEATFIELD RD, O FALLON, IL 62269-6106
Document Number00A2638121
Instrument DateDec 31, 2019
Instrument2638121
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 15, 2020
Title CompanyBENEDICK TITLE, BENEDICK TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$522.32
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address735 WHEATFIELD RD O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document NumberA2638122
DateJan 2, 2020
Instrument2638122
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

July 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST CLAIR IL
Recording DateJul 22, 2019
Property Address735 WHEATFIELD RD, O FALLON, IL 62269-6106
Instrument DateJul 17, 2019
Instrument2619987
Transaction TypeConstruction Loan
Record UpdatedJul 30, 2019
Title CompanyBENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address705 BOBWHITE CIR O FALLON IL 622693108, O FALLON, IL 62269-3108

Mortgage

Document Number00A2619987
DateJul 22, 2019
Instrument2619987
Lender
NameBANK OF O'FALLON
TypeBank
AddressO'FALLON, IL 62269-8626
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 21, 2020
Interest
Rate TypeAdjustable Rate
Rate5.25%

February 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateFeb 22, 2018
Property Address735 WHEATFIELD RD, O FALLON, IL 62269-6106
Document Number00A2568128
Instrument DateFeb 21, 2018
Instrument2568128
Transaction TypeConstruction Loan
Record UpdatedMar 13, 2018

Transaction

AmountAmount Recorded
Tax$100.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address735 WHEATFIELD RD O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document NumberA2568129
DateFeb 22, 2018
Instrument2568129
Lender
NameBANK OF O'FALLON
TypeBank
AddressO'FALLON, IL 62269-8626
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateNov 13, 2017
Property Address735 WHEATFIELD RD, O FALLON, IL 62269-6106
Document Number00A2558160
Instrument DateNov 7, 2017
Instrument2558160
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$48.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address509 TORCHLIGHT LN LEBANON IL 622541844, LEBANON, IL 62254-1844

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$125,388 (+9.62%) Land $23,812 Building $101,576$376,164 (+9.62%) Land $71,436 Building $304,728
2024$114,384 (+22.55%) Land $21,722 Building $92,662$343,152 (+22.55%) Land $65,166 Building $277,986
2022$93,336 Land $17,725 Building $75,611$280,008 Land $53,175 Building $226,833

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisper ISP
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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