735 Toledo Ave, Monroe, MI 48161 Property Records

Monroe County property record for 735 Toledo Ave, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,458 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Nov 2019)
Tax Bill	$4,213 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00838-000`

Property Details

APN / Parcel Number

Primary APN	`55-19-00838-000`
Alternative APN	`55 190 083 80`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,458 sqft Living Area
1st Floor Area	702 sqft
Basement Area	702 sqft
Finished Basement	350 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	122 ft deep x 82.1 ft wide
Terrain	Rolling
Garage Area	480 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Balcony Area	54 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	735 TOLEDO AVE
City	MONROE
State	MI
Zip	48161-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WATERLOO HEIGHTS S'LY 20 FT OF LOT 91; ALL OF LOT 92 AND THAT PORTION OF ADJ VACATED WAGNER ST. ALSO DESCRIBED AS FOLLOWS:
Legal Subdivision	WATERLOO HEIGHTS
Legal Lot Number	91-92
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2010
Census Tract	832100

Owner

735 Toledo Ave is owned and occupied by an individual who bought it in November 2019.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	735 TOLEDO AVE, MONROE, MI 48161-1665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Nov 1, 2019	Warranty Deed, Transfer · Conventional with PMI NATIONS LNDG
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Aug 21, 2013 · Amount on File
Deed Document Number	201919040
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	735 TOLEDO AVE, MONROE, MI 48161-1665
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 TOLEDO AVE, MONROE, MI 48161-1665

Mortgage

Document Number	0000005692
Date	Mar 17, 2022
Instrument	2022R05692

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 1, 2019
Property Address	735 TOLEDO AVE, MONROE, MI 48161-1665
Document Number	0000019040
Instrument Date	Oct 18, 2019
Instrument	19040
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33060 TRUMAN RD ROCKWOOD MI 481738601, ROCKWOOD, MI 48173-8601

Mortgage

Document Number	19041
Date	Nov 1, 2019
Instrument	19041

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	735 TOLEDO AVE, MONROE, MI 48161-1665
Document Number	0000020620
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	735 TOLEDO AVE MONROE MI 481611665, MONROE, MI 48161-1665

Mortgage

Document Number	0000020620
Date	Nov 9, 2018
Instrument	20620

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 735 Toledo Ave was $4,213 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,900 Land $119,900	$239,800 Land $239,800
2025	$4,213.00 Homeowner's exemption
2023	$3,689.00 Homeowner's exemption	$84,020	$168,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 Toledo Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 735 Toledo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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