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735 Stephens Rd, Independence, KY 41051 Property Records

Kenton County property record for 735 Stephens Rd, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,144 sqft · built 1940
Lot Size3.44 acres (150,195 sqft)
Owner2 Individual Names on Record
Last Sale$1,216,452 (Nov 2021)
Tax Bill$808 (2025)
Deeds & MortgagesNov 2021 Sale
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN047-00-00-074.00

Property Details

APN / Parcel Number

Primary APN047-00-00-074.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,144 sqft Finished Area
Gross Area2,800 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area150,195 sqft (3.44 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address735 STEPHENS RD
CityINDEPENDENCE
StateKY
Zip41051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.448 ACS WS STEPHENS RD NW OF TAYLOR MILL RD INT
Legal SubdivisionCHARLES OLIVERS
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2002
Census Tract63606

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address737 STEPHENS RD, INDEPENDENCE, KY 41051-9296
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Aug 10, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2021 · Amount on Record
Deed SaleNov 3, 2021 · Amount on Record
Deed Document Number20215900297
Deed Book / Page128 / 858
Prior Transfer DateJun 19, 2018
Prior Transfer Doc0005900160
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateNov 3, 2021
Property Address5078A OLIVER RD, INDEPENDENCE, KY 41051-9255
Document Number0005900296
Book / Page128 / 848
Instrument DateSep 27, 2021
Instrument21110305900296
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address675 HAMPPEY LANE, INDEPENDENCE, KY 41051

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address737 HARPER LANE, INDEPENDENCE, KY 41051
InvestorPossibly a Property Investor

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateAug 10, 2018
Property Address5078 OLIVER RD # A, A, INDEPENDENCE, KY 41051-9255
Document Number0000000163
Book / Page0I4147 / 000147
Instrument DateJun 19, 2018
Instrument163
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address3640 SAYBROOK AVE CINCINNATI OH 452081771, CINCINNATI, OH 45208-1771

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,500 (-) Land $45,000 Building $24,500$69,500 (-) Land $45,000 Building $24,500
2025$808.00 (+21.14%)$69,500 (+31.38%) Land $45,000 Building $24,500$69,500 (+31.38%) Land $45,000 Building $24,500
2023$667.00$52,900 Land $39,500 Building $13,400$52,900 Land $39,500 Building $13,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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