735 Sprucetree Ln, Algonquin, IL 60102 Property Records

Kane County property record for 735 Sprucetree Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,416 sqft · built 1984
Lot Size	0.429 acres (18,705 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Aug 2005)
Tax Bill	$9,903 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-201-009`

Property Details

APN / Parcel Number

Primary APN	`03-04-201-009`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
Gross Area	4,551 sqft
1st Floor Area	1,240 sqft
Basement Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	18,705 sqft (0.429 acres)
Garage Type	Attached
Garage Area	959 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	735 SPRUCETREE LN
City	ALGONQUIN
State	IL
Zip	60102-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GASLIGHT TERRACE WEST UNIT 1 - LOT 10
Legal Subdivision	GASLIGHT TERRACE
Legal Block	4
Legal Lot Number	10
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4000
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	735 SPRUCETREE LN, ALGONQUIN, IL 60102-3205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Feb 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COUNTY OF KANE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2005 · Amount on Record
Deed Sale	Aug 1, 2005 · Amount on Record
Prior Sale	Mar 6, 1996 · Amount on Record
Deed Document Number	200589007
Last Transfer Date	Oct 2, 2020
Transfer Doc	0000008113
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	735 SPRUCETREE LN, ALGONQUIN, IL 60102-3205
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040460
Date	Nov 16, 2023
Instrument	2023K040460

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	735 SPRUCETREE LN, ALGONQUIN, IL 60102-3205
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070434
Date	Sep 16, 2021
Instrument	2021K070434

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 1, 2021
Property Address	735 SPRUCETREE LN, ALGONQUIN, IL 60102-3205
Document Number	0000008113
Map Reference	DOC 1644346
Instrument Date	Oct 2, 2020
Instrument	2021K008113
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	735 SPRUCETREE LN, ALGONQUIN, IL 60102-3205

Mortgage

Document Number	0000008114
Date	Feb 1, 2021
Instrument	2021K008114

Lender

Name	COUNTY OF KANE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,903.00 (+12.02%) Homeowner's exemption	$144,900 (+9.42%) Land $29,727 Building $115,173	$434,874 (+9.42%) Land $89,217 Building $345,657
2024		$132,426 (+18.46%) Land $27,168 Building $105,258	$397,437 (+18.51%) Land $81,537 Building $315,900
2022	$8,840.00 (+2.98%) Homeowner's exemption	$111,790 (+5.91%) Land $24,445 Building $87,345	$335,370 (+5.91%) Land $73,335 Building $262,035
2021	$8,584.00 Homeowner's exemption	$105,552 Land $23,081 Building $82,471	$316,656 Land $69,243 Building $247,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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