735 Shadow Ln, Fernley, NV 89408 Property Records

Lyon County property record for 735 Shadow Ln, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$1,422 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-664-09`

Property Details

APN / Parcel Number

Primary APN	`020-664-09`
Alternative APNs	`021-111-32` `2066409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	9,148 sqft (0.21 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Attached Porch
Porch Area	288 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	735 SHADOW LN
City	FERNLEY
State	NV
Zip	89408-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	13-20-24 FR NW4 SE4 CREATED FROM SPLIT OF PARCEL # 021-111-32 PRIMARY NEW PARCEL IS PARCEL # 021-111-33
Legal Subdivision	ENNOR RANCH ESTATES #2
Legal Block	2
Legal Lot Number	173
Legal Unit	2
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1013
Census Tract	960105

Owner

735 Shadow Ln is owned and occupied by an individual.

Source: Lyon County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	735 SHADOW LN, FERNLEY, NV 89408-9782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC
Aug 31, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	735 SHADOW LN, FERNLEY, NV 89408-9782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000620448
Date	Aug 31, 2020
Instrument	620448

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Aug 31, 2018
Property Address	735 SHADOW LN, FERNLEY, NV 89408-9782
Document Number	0000585659
Map Reference	DOC234681
Instrument Date	Jul 30, 2018
Instrument	585659
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	WESTERN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 SHADOW LN, 735, FERNLEY, NV 89408-9782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 SHADOW LN, FERNLEY, NV 89408-9782
Investor	Possibly a Property Investor

Mortgage

Document Number	0000585660
Date	Aug 31, 2018
Instrument	585660

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 735 Shadow Ln was $1,422.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,422.00	$104,194 Land $56,000 Building $48,194	$297,696 Land $160,000 Building $137,696
2023	$1,719.00 (+3.99%)	$92,010 (+3.92%) Land $45,500 Building $46,510	$262,886 (+3.92%) Land $130,000 Building $132,886
2022	$1,653.00	$88,537 Land $45,500 Building $43,037	$252,963 Land $130,000 Building $122,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 Shadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 Shadow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Choice Broadband.

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