735 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 735 Seacliff Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,915 sqft · built 1951
Lot Size0.249 acres (10,846 sqft)
Owner2 Company Names on Record
Last Sale$2,085,000 (Aug 2009)
Tax Bill$43,160 (2025)
Deeds & MortgagesOct 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN038-151-11

Property Details

APN / Parcel Number

Primary APN038-151-11
Alternative APN
  • 038-151-11-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area3,915 sqft Living Area
Gross Area4,488 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 2023
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area10,846 sqft (0.249 acres)
View / LotOcean
Garage TypeAttached
Garage Area573 sqft
Parking Spaces2 Parking Spaces
Deck Area663 sqft
Patio Area663 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address735 SEACLIFF DR
CityAPTOS
StateCA
Zip95003-3540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal SubdivisionAPTOS RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1019
Census Tract122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address12002 OLD SNAKEY RD, LOS ALTOS HILLS, CA 94022-4470
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2009 · Amount on Record
Deed SaleAug 28, 2009 · Amount on Record
Deed Document Number200941971
Last Transfer DateSep 27, 2011
Transfer Doc0000041124
Record UpdatedSep 20, 2026

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CRUZ CA
Property Address735 SEACLIFF DR, APTOS, CA 95003-3540
Document Number0000031569
Instrument DateOct 5, 2018
Transaction TypeMortgage
Record UpdatedDec 3, 2018
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address735 SEACLIFF DR APTOS CA 950033540, APTOS, CA 95003-3540

Mortgage

Document Number0000031569
DateOct 18, 2018
Instrument31569
Lender
NameWELLS FARGO BK
TypeBank
AddressBILLINGS, MT 59107-9900
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,748,916 (+2%) Land $2,468,704 Building $1,280,212
2025$43,160.00 (+26.57%)$3,675,408 (+21.4%) Land $2,420,298 Building $1,255,110
2023$34,100.00 (+20.45%)$3,027,616 Land $2,326,316 Building $701,300
2022$28,310.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2023)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Cruzio, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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