735 S Monroe St, Monroe, MI 48161 Property Records

Monroe County property record for 735 S Monroe St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,474 sqft · built 1913
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Oct 2021)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-29-00463-000`

Property Details

APN / Parcel Number

Primary APN	`55-29-00463-000`
Alternative APN	`55 290 046 30`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,474 sqft Living Area
1st Floor Area	720 sqft
Basement Area	746 sqft
Unfinished Basement	746 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	150 ft deep x 41 ft wide
Terrain	Rolling
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Balcony Area	8 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	735 S MONROE ST
City	MONROE
State	MI
Zip	48161-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT COM ON E LI S MONROE ST 331 FT S 32D W FR S LI E 7TH ST; TH S 58D E 150 FT; TH S 32D W 41 FT; TH N 58D W 150 FT; TH N 32D
Legal Subdivision	HARLEY E STEVENS ESTATES
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2006
Census Tract	832000

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	735 S MONROE ST, MONROE, MI 48161-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 27, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Oct 11, 2010 · Amount on Record
Deed Document Number	202127405
Prior Transfer Date	Aug 6, 1990
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	735 S MONROE ST, MONROE, MI 48161-1429
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 S MONROE ST, MONROE, MI 48161-1429

Mortgage

Document Number	0000030462
Date	Nov 30, 2021
Instrument	2021R30462

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	735 S MONROE ST, MONROE, MI 48161-1429
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 HELLE BLVD 127, 127, DUNDEE, MI 48131-9415

Mortgage

Document Number	2021R27655
Date	Oct 27, 2021
Instrument	2021R27655

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 25, 2021
Property Address	735 S MONROE ST, MONROE, MI 48161-1429
Document Number	2021R27405
Map Reference	LB 177 PG 38
Instrument Date	Oct 15, 2021
Instrument	2021R27405
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 S MONROE ST, 735, MONROE, MI 48161-1429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 S MONROE ST, MONROE, MI 48161-1429
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027654
Date	Oct 27, 2021
Instrument	2021R27654

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,800 (+37.5%) Land $89,800	$179,600 (+37.5%) Land $179,600
2025	$3,274.00 (+13.33%) Homeowner's exemption
2023	$2,889.00 Homeowner's exemption	$65,310	$130,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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