Lincoln County property record for 735 Ridgeway Rd, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,624 sqft |
| Lot Size | 0.649 acres (28,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Aug 2020) |
| Tax Bill | $2,632 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-12-41-008.00 |
| Primary APN | 051-12-41-008.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,624 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,284 sqft (0.649 acres) |
| Driveway | Asphalt Driveway |
| Total Buildings | 2 Buildings |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Street Address | 735 RIDGEWAY RD |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-8318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & L & GAR |
| Legal Subdivision | RIDGEWAY ROAD SUB |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 920103 |
Source: Lincoln County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 735 RIDGEWAY RD, STANFORD, KY 40484-8318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on Record |
| Deed Sale | Aug 3, 2020 · Amount on Record |
| Deed Document Number | 2020462917 |
| Deed Book / Page | 454 / 586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Aug 3, 2020 |
| Property Address | 735 RIDGEWAY RD, STANFORD, KY 40484-8318 |
| Document Number | DEED454/586 |
| Book / Page | DEED 454 / 586 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 462917 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 735 RIDGEWAY RD, 735, STANFORD, KY 40484-8318 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 735 RIDGEWAY RD, STANFORD, KY 40484-8318 |
| Document Number | 462918 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 462918 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,632.00 (+35.04%) | $268,000 (+41.05%) Land $20,000 Building $248,000 | $268,000 (+41.05%) Land $20,000 Building $248,000 |
| 2024 | $1,949.00 | ||
| 2023 | $190,000 Land $20,000 Building $170,000 | $190,000 Land $20,000 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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