Frederick County property record for 735 Pack Horse Rd, Winchester, VA 22603
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1999 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,314 (Nov 2013) |
| Tax Bill | $1,559 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-3A |
| Primary APN | 076-3A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 1,780 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 326,700 sqft (7.5 acres) |
| Terrain | Rolling |
| Garage Area | 780 sqft |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8000385 |
|---|---|
| Street Address | 735 PACK HORSE RD |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-1515 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RA |
| Legal Description | HOOVER MOUNTAIN PARCEL 3A 7.50 ACRES |
| Legal Subdivision | HOOVER MOUNTAIN |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 50300 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 735 PACK HORSE RD, WINCHESTER, VA 22603-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2013 · Amount on Record |
| Deed Sale | Nov 7, 2013 · Amount on Record |
| Prior Sale | Nov 5, 1999 · Amount on Record |
| Deed Book / Page | 1300 / 12882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 735 PACK HORSE RD, WINCHESTER, VA 22603-1515 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 735 PACK HORSE RD, WINCHESTER, VA 22603-1515 |
| Document Number | 0000011589 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 250011589 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 735 PACK HORSE RD, WINCHESTER, VA 22603-1515 |
| Document Number | 0000009955 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 735 PACK HORSE RD WINCHESTER VA 226031515, WINCHESTER, VA 22603-1515 |
| Document Number | 0000009955 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 9955 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 22, 2039 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,559.00 (+10.41%) | $294,160 Land $94,000 Building $200,160 | $294,160 Land $94,000 Building $200,160 |
| 2025 | $1,412.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 59% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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