735 N Cherry St, Banning, CA 92220 Property Records

Riverside County property record for 735 N Cherry St, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,618 sqft · built 2004
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$2,150 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN541-051-011

Property Details

APN / Parcel Number

Primary APN541-051-011
Alternative APN
  • 541051005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,618 sqft Living Area
Gross Area2,202 sqft
1st Floor Area1,618 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number541051005
Street Address735 N CHERRY ST
CityBANNING
StateCA
Zip92220-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.16 ACRES M/L IN LOT 18 MB 015/009 DESERT VISTA TR
Legal SubdivisionDESERT VISTA TR
Legal Lot Number18
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group4
Census Block4003
Census Tract44200

Owner

735 N Cherry St is owned and occupied by two individuals who acquired it in October 2015.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address735 N CHERRY ST, BANNING, CA 92220-2703
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2009
Deed SaleAug 28, 2009
Prior SaleAug 28, 2009 · Amount on File
Deed Document Number2009450520
Last Transfer DateOct 21, 2015
Transfer Doc0000471019
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address735 N CHERRY ST, BANNING, CA 92220-2703
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address735 N CHERRY ST, BANNING, CA 92220-2703

Mortgage

Document Number0000309121
DateOct 8, 2025
Instrument2025-0309121
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 23, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address735 N CHERRY ST, BANNING, CA 92220-2703
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address735 N CHERRY ST, BANNING, CA 92220-2703

Mortgage

Document Number0000401949
DateAug 28, 2020
Instrument2020-0401949
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 735 N Cherry St was $2,150 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$161,927 (+2%) Land $39,487 Building $122,440
2025$2,150.00 Homeowner's exemption$158,753 Land $38,713 Building $120,040
2023$2,100.00 (+2.19%) Homeowner's exemption$152,590 Land $37,210 Building $115,380
2022$2,055.00
2021$247,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 N Cherry St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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