735 Murrell Cir, Cosby, TN 37722 Property Records

Cocke County property record for 735 Murrell Cir, Cosby, TN 37722

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,904 sqft · built 2017
Lot Size	8.93 acres (388,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$41,465 (Jan 2018)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015092 03906`

Property Details

APN / Parcel Number

Primary APN	`015092 03906`
Alternative APN	`092 03906`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	388,991 sqft (8.93 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	735 MURRELL CIR
City	COSBY
State	TN
Zip	37722-3303
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Jurisdiction	COCKE TN
Township / Civil Division	5
Census Block Group	3
Census Block	3038
Census Tract	920502

Owner

Source: Cocke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	735 MURRELL CIR, COSBY, TN 37722-3303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed of Trust, Mortgage · FHA Mortgage E HOME LOANS
Apr 26, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 16, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
May 9, 2018	Loan Modification, Mortgage AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	201815160
Deed Book / Page	1479 / 96
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Recording Date	Oct 12, 2026
Property Address	735 MURRELL CIR, COSBY, TN 37722-3303
Document Number	0000005368
Book / Page	1712 / 828
Instrument Date	Aug 17, 2026
Instrument	20265368
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 MURRELL CIR, COSBY, TN 37722-3303

Mortgage

Document Number	0000005368,
Date	Oct 12, 2026
Book Page	1712/828
Instrument	20265368

Lender

Name	E HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	735 MURRELL CIR, COSBY, TN 37722-3303
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 MURRELL CIR, COSBY, TN 37722-3303

Mortgage

Document Number	0016170453
Date	Apr 26, 2023
Book Page	1617/453
Instrument	23001801

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Aug 1, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COCKE TN
Property Address	735 MURRELL CIR, COSBY, TN 37722-3303
Document Number	1538744
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	735 MURRELL CIR COSBY TN 377223303, COSBY, TN 37722-3303

Mortgage

Document Number	1538744
Date	Sep 18, 2020
Book Page	001538/000744
Instrument	3818

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COCKE TN
Property Address	735 MURRELL CIR, COSBY, TN 37722-3303
Document Number	1486172
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	735 MURRELL CIR COSBY TN 37722, COSBY, TN 37722

Mortgage

Document Number	1486172
Date	Jun 1, 2018
Book Page	001486/000172
Instrument	16895

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (+15.01%)	$69,475 (+96.4%) Land $12,175 Building $57,300	$277,900 (+96.4%) Land $48,700 Building $229,200
2024	$906.00	$35,375 (-) Land $13,625 Building $21,750
2023	$906.00 (-0.11%)	$35,375 (-) Land $13,625 Building $21,750
2022	$907.00	$35,375 Land $13,625 Building $21,750	$141,500 (-) Land $54,500 Building $87,000
2020			$141,500 Land $54,500 Building $87,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1996–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Oct 2024 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Newport Utilities Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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