735 Moore St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 735 Moore St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1974
Lot Size	0.473 acres (20,604 sqft)
Owner	Individual Name on File
Last Sale	$371,500 (Dec 2023)
Tax Bill	$5,547 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:033-10550 B:58 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:033-10550 B:58 L:0`
Alternative APNs	`LUDL M:33 B:10550 P:58` `5950`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	2,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,604 sqft (0.473 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5950
Street Address	735 MOORE ST
City	LUDLOW
State	MA
Zip	01056-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	10550
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3015
Census Tract	810414

Owner

735 Moore St is owned and occupied by an individual who bought it in December 2023.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	735 MOORE ST, LUDLOW, MA 01056-1644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit ALDENVILLE CU
Dec 8, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Mar 16, 2017	Warranty Deed, Transfer · Conventional with PMI ALDENVILLE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Mar 16, 2017 · Amount on File
Deed Book / Page	25254 / 333
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	735 MOORE ST, LUDLOW, MA 01056-1644
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023698-550
Date	Feb 9, 2021
Book Page	23698/550
Instrument	9120

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 8, 2023
Property Address	735 MOORE ST, LUDLOW, MA 01056-1644
Document Number	025254-333
Book / Page	25254 / 333
Instrument Date	Dec 8, 2023
Instrument	58385
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 MOORE ST, LUDLOW, MA 01056-1644

Mortgage

Document Number	0000058386
Date	Dec 8, 2023
Instrument	58386

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Mar 16, 2017
Property Address	735 MOORE ST, LUDLOW, MA 01056-1644
Document Number	21602-470
Book / Page	021602 / 000470
Instrument Date	Feb 1, 2017
Instrument	13644
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 HADLEY ST SOUTH HADLEY MA 010751032, SOUTH HADLEY, MA 01075-1032

Mortgage

Document Number	21602-472
Date	Mar 16, 2017
Book Page	021602/000472
Instrument	13645

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 735 Moore St was $5,547, up 0.8% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,547.00 (+0.8%)	$346,500 (+9.24%) Land $84,800 Building $261,700	$349,506 (-12.07%)
2025	$5,503.00 (+11.96%)	$317,200 (+16.75%) Land $77,100 Building $240,100	$397,480 (+14.66%)
2024	$4,915.00 (+16.19%)	$271,700 (+25.32%) Land $77,300 Building $194,400	$346,655
2023	$4,230.00	$216,800 Land $64,200 Building $152,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 Moore St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 Moore St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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