735 Michigan Ct, Unit 2, Saint Cloud, FL 34769 Property Records

Osceola County property record for 735 Michigan Ct, Unit 2, Saint Cloud, FL 34769

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 784 sqft · built 1972
Lot Size	0.008 acres (392 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (May 2019)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`83836`

Property Details

APN / Parcel Number

Primary APN	`83836`
Alternative APN	`112630060907350020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Heated Area
Gross Area	856 sqft
1st Floor Area	784 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	392 sqft (0.008 acres)
Lot Dimensions	28 ft deep x 28 ft wide
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	83836
Street Address	735 MICHIGAN CT UNIT 2, 2
City	SAINT CLOUD
State	FL
Zip	34769-5278
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SR3
Legal Description	PALM GARDENS CONDO CB 3 PGS 9-11 BLDG 735 UNIT 2
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	PALM GARDENS CONDO
Legal Tract	609
Legal Block	735
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2035
Census Tract	43303

Owner

735 Michigan Ct, Unit 2 is owned and occupied by an individual who bought it in May 2019.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	735 MICHIGAN CT UNIT 2, 2, SAINT CLOUD, FL 34769-5278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Jun 13, 2016 · Amount on File
Deed Document Number	2019070626
Deed Book / Page	5533 / 2067
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 31, 2019
Property Address	735 MICHIGAN CT APT 2, 2, SAINT CLOUD, FL 34769-5278
Document Number	0055332067
Book / Page	5533 / 2067
Map Reference	MB 1054 PG 52
Instrument Date	May 16, 2019
Instrument	2019070626
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 BRICKELL AVE STE 335, 1000, MIAMI, FL 33131-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 MICHIGAN CT APT 2, 2, SAINT CLOUD, FL 34769-5278
Investor	Possibly a Property Investor

Mortgage

Document Number	0055332070
Date	May 31, 2019
Instrument	5533/2070

Lender

Name	PRIVATE EQUITY SOLUTIONS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	362 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 735 Michigan Ct, Unit 2 was $2,049.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00	$118,300 Building $118,300	$118,300 Building $118,300
2023	$1,803.00 (+17.31%)	$115,700 (+33.76%) Building $115,700	$115,700 (+33.76%) Building $115,700
2022	$1,537.00	$86,500 Building $86,500	$86,500 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 Michigan Ct, Unit 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 Michigan Ct, Unit 2 is low, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon.

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