735 Lucabaugh Mill Rd, Westminster, MD 21157 Property Records

Carroll County property record for 735 Lucabaugh Mill Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,426 sqft · built 1968
Lot Size	1.66 acres (72,702 sqft)
Owner	2 Individual Names on File
Last Sale	$357,500 (Dec 2018)
Tax Bill	$4,860 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-004680`

Property Details

APN / Parcel Number

Primary APN	`07-004680`
Alternative APNs	`7004680` `004680`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,426 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	72,702 sqft (1.66 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	720 sqft
Porch	Enclosed Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	004680
Street Address	735 LUCABAUGH MILL RD
City	WESTMINSTER
State	MD
Zip	21157-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 1 - 1.669 ACS 735 LUCABAUGH MILL RD 6- LA ROX HEIGHTS
Legal Subdivision	LA ROX HEIGHTS
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1018
Census Tract	507601

Owner

735 Lucabaugh Mill Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	735 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit NEW WINDSOR STATE BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Dec 28, 2018	Deed, Transfer · Conventional Mortgage CORRIDOR MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Prior Sale	Sep 8, 2014 · Amount on File
Deed Book / Page	9195 / 51
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	735 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815

Mortgage

Document Number	0108800303
Date	Sep 9, 2022
Book Page	10880/303

Lender

Name	NEW WINDSOR STATE BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	735 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097480072
Date	Jul 2, 2020
Book Page	9748/72

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2045

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	735 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093840266
Date	Aug 22, 2019
Book Page	9384/0266

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2044

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 28, 2018
Property Address	735 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815
Document Number	0091950051
Book / Page	9195 / 0051
Map Reference	MB 6 FO 40
Instrument Date	Nov 21, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	COLONY TITLE GROUP LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	735 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815

Mortgage

Document Number	0000919557
Date	Dec 28, 2018
Instrument	9195/57

Lender

Name	CORRIDOR MORTGAGE GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 735 Lucabaugh Mill Rd was $4,860, up 5.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,860.00 (+5.86%)	$428,600 Land $136,600 Building $292,000	$428,600 Land $136,600 Building $292,000
2025	$4,591.00
2023	$4,030.00	$356,700 Land $136,600 Building $220,100	$356,700 Land $136,600 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 Lucabaugh Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 Lucabaugh Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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