Sumner County property record for 735 Lock 4 Rd, Gallatin, TN 37066 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,630 sqft · built 1994 |
| Lot Size | 0.387 acres (16,901 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $124,900 (Dec 1998) |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083126P E 02500 |
| Primary APN | 083126P E 02500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,159 sqft |
| Upper Floors Area | 1,569 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,901 sqft |
| Lot Dimensions | 188 ft deep x 89.9 ft wide |
| Garage Type | Finished |
| Garage Area | 442 sqft |
| Driveway | Driveway |
| Driveway Area | 1,200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 735 LOCK 4 RD |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 0002 PAGE: 0001 BLOCK: LOT: 0132 SUBD: JACOBS HEIGHTS SEC 2 |
| Legal Subdivision | JACOBS HEIGHTS SEC 2 |
| Legal Lot Number | 132 89 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20903 |
Source: Sumner County records · APN 083126P E 02500
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 735 LOCK 4 RD, GALLATIN, TN 37066-3434 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 1998 · Amount on Record |
| Deed Sale | Dec 31, 1998 · Amount on Record |
| Prior Sale | Nov 06, 1996 · Amount on Record |
| Deed Document Number | 459468 |
| Deed Book / Page | 917 / 269 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 735 LOCK 4 RD, GALLATIN, TN 37066-3434 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048710485 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 4871/485 |
| Instrument | 1255476 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 735 LOCK 4 RD, GALLATIN, TN 37066-3434 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050870537 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 5087/537 |
| Instrument | 1291711 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 735 LOCK 4 RD, GALLATIN, TN 37066-3434 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056140455 |
|---|---|
| Date | Jun 03, 2021 |
| Book Page | 5614/455 |
| Instrument | 1367363 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 735 LOCK 4 RD, GALLATIN, TN 37066-3434 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059580456 |
|---|---|
| Date | Jun 03, 2022 |
| Book Page | 5958/456 |
| Instrument | 1417806 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,268.00 (-33.23%) | $89,200 (+43.41%) Land $25,000 Building $64,200 | |
| 2024 | $356,800 (+43.41%) Land $100,000 Building $256,800 | ||
| 2023 | $1,899.00 (-0.31%) | $62,200 (-) Land $25,000 Building $37,200 | |
| 2022 | $1,905.00 | $62,200 Land $25,000 Building $37,200 | |
| 2021 | $248,800 Land $100,000 Building $148,800 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), updated July 12, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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