735 Lake Dr, Coldwater, MI 49036 Property Records

Branch County property record for 735 Lake Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Trust Name on File
Tax Bill	$4,577 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-035-200-056-00`

Property Details

APN / Parcel Number

Primary APN	`110-035-200-056-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	735 LAKE DR
City	COLDWATER
State	MI
Zip	49036-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON SH COLD LAKE AT SW COR LAND OF JENNIE WING TO CHAS CHAMPION & RNG TH N 71DEG 08MIN E ALG S LI SD CHAMPIONS LAND 166.1
Legal Range	06W
Legal Township	07S
Legal Section	35
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	3
Census Block	3003
Census Tract	951000

Owner

735 Lake Dr is held in a trust since October 2017.

Source: Branch County records, as of July 7, 2026

Owner of Record	Trust Name on File
Mailing Address	6167 BAYOU TRL, SAUGATUCK, MI 49453-9671
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 12, 2017	Intrafamily Transfer, Transfer ATTORNEY
Oct 12, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2000
Deed Sale	Oct 6, 2000
Deed Book / Page	816 / 157
Last Transfer Date	Oct 2, 2017
Transfer Doc	201706962
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	735 LAKE DR, COLDWATER, MI 49036-8516
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900262
Date	Jan 14, 2019
Instrument	2019-00262

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Oct 12, 2017
Property Address	735 LAKE DR, COLDWATER, MI 49036-8516
Document Number	201706963
Instrument Date	Oct 2, 2017
Instrument	2017-06963
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6167 BAYOU TRL, SAUGATUCK, MI 49453-9671

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Oct 12, 2017
Property Address	735 LAKE DR, COLDWATER, MI 49036-8516
Document Number	201706962
Instrument Date	Oct 2, 2017
Instrument	2017-06962
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6167 BAYOU TRL, SAUGATUCK, MI 49453-9671

Tax Assessment & Valuation

The 2025 property tax bill for 735 Lake Dr was $4,577, up 2.8% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,907 (+2.28%)	$467,814 (+2.28%)
2025	$4,577.00 (+2.76%)	$228,698	$457,396
2024	$4,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 735 Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
DMCI Broadband Fixed Wireless	100 / 25

May also be available: Lakeland Internet.

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