735 Hempstead Pl, Charlotte, NC 28207 Property Records

Mecklenburg County property record for 735 Hempstead Pl, Charlotte, NC 28207

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 5,983 sqft · built 1999
Lot Size0.357 acres (15,577 sqft)
Owner2 Individual Names on Record
Last Sale$1,962,500 (Nov 2019)
Tax Bill$22,110 (2023)
Deeds & MortgagesOct 2025 Line of Credit
Dec 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN155-133-19

Property Details

APN / Parcel Number

Primary APN155-133-19

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area5,983 sqft Heated Area
Gross Area6,682 sqft
1st Floor Area2,542 sqft
Upper Floors Area2,340 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Exterior MaterialWood Shingle
Lot Area15,577 sqft (0.357 acres)
Garage Area600 sqft

Exterior Amenities

PorchPorch
Porch Area588 sqft
Patio Area533 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number155-133-19
Street Address735 HEMPSTEAD PL
CityCHARLOTTE
StateNC
Zip28207-2321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionL5 B22 M6-273 &L5A U/M
Legal SubdivisionEASTOVER
Legal Block22
Legal Lot Number5,5A
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1009
Census Tract2800

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address735 HEMPSTEAD PL, CHARLOTTE, NC 28207-2321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 19, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Nov 1, 2019Warranty Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2019 · Amount on Record
Deed SaleNov 1, 2019 · Amount on Record
Prior SaleDec 3, 1999 · Amount on Record
Deed Document Number0034002798
Deed Book / Page34002 / 798
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address735 HEMPSTEAD PL, CHARLOTTE, NC 28207-2321
Transaction TypeMortgage
Record UpdatedNov 6, 2025
Title CompanyUNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109970
DateOct 27, 2025
Book Page39960/613
Instrument2025109970
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 23, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address735 HEMPSTEAD PL, CHARLOTTE, NC 28207-2321
Document Number0000178915
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address735 HEMPSTEAD PL CHARLOTTE NC 282072321, CHARLOTTE, NC 28207-2321

Mortgage

Document Number0000178915
DateDec 31, 2019
Book Page034171/000001
Instrument178915
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 30, 2049
Interest
Rate TypeAdjustable Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 1, 2019
Property Address735 HEMPSTEAD PL, CHARLOTTE, NC 28207-2321
Document Number0000148894
Book / Page034002 / 000798
Instrument DateNov 1, 2019
Instrument148894
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,925.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address735 HEMPSTEAD PL CHARLOTTE NC 282072321, CHARLOTTE, NC 28207-2321

Mortgage

Document Number148895
DateNov 1, 2019
Book Page034002/000801
Instrument148895
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueOct 31, 2049
Interest
Rate TypeAdjustable Rate
Rate2.5%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims104 (1980–2024)
Claims Outside the SFHA14 of 104
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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