Montgomery County property record for 735 Gatestone St, Gaithersburg, MD 20878 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,978 sqft · built 2000 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,959 (Sep 2000) |
| Tax Bill | $12,872 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03240053 |
| Primary APN | 09-03240053 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,978 sqft Living Area |
| Gross Area | 4,458 sqft |
| 1st Floor Area | 1,720 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 03240053 |
|---|---|
| Street Address | 735 GATESTONE ST |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-2181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKELANDS |
| Legal Subdivision | LAKELANDS |
| Legal Block | K |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 700826 |
Source: Montgomery County records · APN 09-03240053
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 735 GATESTONE ST, GAITHERSBURG, MD 20878-2181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MID-ATLANTIC FCU |
| Sep 14, 2020 | Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2000 · Amount on Record |
| Deed Sale | Sep 06, 2000 · Amount on Record |
| Deed Document Number | 2000188732 |
| Deed Book / Page | 18367 / 585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 735 GATESTONE ST, GAITHERSBURG, MD 20878-2181 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | ELITE SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0627070272 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 62707/272 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 735 GATESTONE ST, GAITHERSBURG, MD 20878-2181 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0604990236 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 60499/236 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 735 GATESTONE ST, GAITHERSBURG, MD 20878-2181 |
| Document Number | 0596320405 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 735 GATESTONE ST GAITHERSBURG MD 208782181, GAITHERSBURG, MD 20878-2181 |
| Document Number | 0596320405 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 059632/000405 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,074,400 (+6.36%) Land $393,600 Building $680,800 | $1,074,400 (-) Land $393,600 Building $680,800 | |
| 2025 | $12,872.00 (+19.63%) | $1,010,133 (+14.58%) | $1,074,400 (+21.87%) Land $393,600 Building $680,800 |
| 2023 | $881,600 Land $393,600 Building $488,000 | $881,600 Land $393,600 Building $488,000 | |
| 2022 | $10,760.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317008262, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 4 of 5 on primary residences |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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