735 Forest Circle Trail Rd, Ballwin, MO 63021 Property Records

St. Louis County property record for 735 Forest Circle Trail Rd, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,922 sqft · built 2017
Lot Size	3.07 acres (134,165 sqft)
Owner	Individual Name on Record
Last Sale	$97,500 (Jul 2016)
Tax Bill	$15,289 (2024)
Deeds & Mortgages	Dec 2023 Second Mortgage Apr 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`26S-4-4-033-2`

Property Details

APN / Parcel Number

Primary APN	`26S-4-4-033-2`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,922 sqft Living Area
1st Floor Area	2,139 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	134,165 sqft (3.07 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	525 sqft
Porch	Open Porch
Porch Area	87 sqft
Deck Area	104 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	735 FOREST CIRCLE TRAIL RD
City	BALLWIN
State	MO
Zip	63021-7266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOREST TRAILS ESTATES PLAT 1
Legal Subdivision	FOREST TRAILS ESTATES PLAT 1
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3014
Census Tract	217921

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Sep 22, 2020	Deed of Trust, Mortgage ASSOCIATED BK
Jul 9, 2019	Deed of Trust, Mortgage DISCOVER BK
Jun 27, 2018	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK
Jun 27, 2018	Deed of Trust, Mortgage CARROLLTON BK
Jun 2, 2017	Loan Modification, Mortgage · Line of Credit CARROLLTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2016 · Amount on Record
Deed Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	2016070100788
Deed Book / Page	22084 / 3810
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266

Mortgage

Document Number	2023120400444
Date	Dec 4, 2023
Instrument	2023120400444

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266

Mortgage

Document Number	0247842375
Date	Apr 7, 2021
Book Page	24784/2375
Instrument	2021040700827

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240103151
Date	Apr 20, 2020
Book Page	24010/3151
Instrument	2020042000312

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266
Document Number	0243644240
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	735 FOREST CIRCLE TRAIL RD BALLWIN MO 630217266, BALLWIN, MO 63021-7266

Mortgage

Document Number	0243644240
Date	Oct 7, 2020
Book Page	024364/004240
Instrument	532

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266
Document Number	0236162304
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	735 FOREST CIRCLE TRAIL RD BALLWIN MO 630217266, BALLWIN, MO 63021-7266

Mortgage

Document Number	0236162304
Date	Jul 18, 2019
Book Page	023616/002304
Instrument	521

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266
Document Number	0230982270
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 FOREST CIRCLE TRAIL RD BALLWIN MO 630217266, BALLWIN, MO 63021-7266

Mortgage

Document Number	0230982270
Date	Jul 6, 2018
Book Page	023098/002270
Instrument	535

Lender

Name	CARROLLTON BK
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266
Document Number	0231002887
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	LTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	735 FOREST CIRCLE TRAIL RD BALLWIN MO 630217266, BALLWIN, MO 63021-7266

Mortgage

Document Number	0231002887
Date	Jul 9, 2018
Book Page	023100/002887
Instrument	433

Lender

Name	CARROLLTON BK
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	735 FOREST CIRCLE TRAIL RD, BALLWIN, MO 63021-7266
Document Number	0225642898
Book / Page	022564 / 002898
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 WOODGREEN DR BALLWIN MO 630115031, BALLWIN, MO 63011-5031

Mortgage

Document Number	0225642898
Date	Jun 13, 2017
Book Page	022564/002898
Instrument	657

Lender

Name	CARROLLTON BK
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,220 (-5.13%) Land $25,440 Building $182,780	$1,095,900 (-5.13%) Land $133,900 Building $962,000
2024	$15,289.00 (+0.09%)
2023	$15,276.00 (+33.81%)	$219,470 (+43.8%) Land $20,820 Building $198,650	$1,155,100 (+43.79%) Land $109,600 Building $1,045,500
2022	$11,416.00	$152,620 Land $23,120 Building $129,500
2021			$803,300 Land $121,700 Building $681,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	23 (1982–2017)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Bays-ET Highspeed Fixed Wireless	100 / 10
Brown Dog Networks Fixed Wireless	50 / 10
AT&T DSL · Fixed Wireless	50 / 10

May also be available: Spectrum, Wisper ISP.

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