735 Farm Rd 2820, Sumner, TX 75486 Property Records

Lamar County property record for 735 Farm Rd 2820, Sumner, TX 75486

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 1989
Lot Size	1.39 acres (60,940 sqft)
Owner	2 Individual Names on File
Last Sale	$239,400 (Jul 2022)
Tax Bill	$2,791 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101626`

Property Details

APN / Parcel Number

Primary APN	`101626`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Utility Area	336 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	60,940 sqft (1.39 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1 sqft
Porch	Slab
Porch Area	726 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	735 FARM ROAD 2820
City	SUMNER
State	TX
Zip	75486-5684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPENCER'S ACRES, BLOCK A, LOT 2, FM 2820 FM 2820
Legal Subdivision	SPENCERS ACRES
Legal Tract	2
Legal Block	A
Legal Lot Number	2
Jurisdiction	LAMAR TX
Township / Civil Division	SUMNER
Census Block Group	3
Census Block	3018
Census Tract	102

Owner

Source: Lamar County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	735 FARM ROAD 2820, SUMNER, TX 75486-5684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Vendor's Lien, Transfer · Line of Credit FARMERS BANK & TRUST
Jan 8, 2018	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	2022195208
Record Updated	Sep 20, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMAR TX
Recording Date	Jul 1, 2022
Property Address	735 FARM ROAD 2820, SUMNER, TX 75486-5684
Document Number	1952082022
Map Reference	ENV 276-A
Instrument Date	Jun 30, 2022
Instrument	195208-2022
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 FARM ROAD 2820, SUMNER, TX 75486-5684

Mortgage

Document Number	1952092022
Date	Jul 1, 2022
Instrument	195209-2022

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Aug 30, 2027

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	735 FARM ROAD 2820, SUMNER, TX 75486-5684
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1497232018
Date	Jan 8, 2018
Instrument	149723-2018

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,791.00 (+57.33%)	$234,630 (+2.55%) Land $12,870 Building $221,760	$234,630 (+2.55%) Land $12,870 Building $221,760
2023		$228,790 Land $12,090 Building $216,700	$228,790 Land $12,090 Building $216,700
2022	$1,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMAR COUNTY WATER SUPPLY DISTRICT serves 25,569 people · EPA ID TX1390015
Water Source	Purchased surface water from CITY OF PARIS
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Peoples Telephone Cooperative Fixed Wireless	500 / 60
WiFires Communications Fixed Wireless	500 / 50

May also be available: AMG Technology Investment Group.

Cell Coverage

5G and 4G LTE (outdoors only)

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