735 E State Rd 42, Cloverdale, IN 46120 Property Records

Putnam County property record for 735 E State Rd 42, Cloverdale, IN 46120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,253 sqft · built 1974
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2022)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`67-16-15-400-017.000-002`

Property Details

APN / Parcel Number

Primary APN	`67-16-15-400-017.000-002`
Alternative APNs	`02150618000` `00000023673`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,253 sqft Living Area
1st Floor Area	2,253 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Shed	1 Shed
Shed Area	80 sqft
Lean-To	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000023673
Street Address	735 E STATE ROAD 42
City	CLOVERDALE
State	IN
Zip	46120-8762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT SE S15 T12 R4 3 A
Legal Range	4
Legal Township	12
Legal Section	15
Jurisdiction	PUTNAM IN
Township / Civil Division	CLOVERDALE
Census Block Group	3
Census Block	3047
Census Tract	956500

Owner

Source: Putnam County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	735 E STATE ROAD 42, CLOVERDALE, IN 46120-8762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
May 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	May 26, 2020 · Amount on Record
Deed Document Number	2022706
Prior Transfer Date	Mar 7, 2013
Prior Transfer Doc	0000001408
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Feb 7, 2022
Property Address	735 E STATE ROAD 42, CLOVERDALE, IN 46120-8762
Document Number	0000000706
Instrument Date	Jan 31, 2022
Instrument	2022000706
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	735 E STATE ROAD 42, CLOVERDALE, IN 46120-8762

Mortgage

Document Number	0000000707
Date	Feb 7, 2022
Instrument	2022000707

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	May 26, 2020
Property Address	735 E STATE ROAD 42, CLOVERDALE, IN 46120-8762
Document Number	0000002621
Instrument Date	May 22, 2020
Instrument	2621
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	735 E STATE ROAD 42 CLOVERDALE IN 461208762, CLOVERDALE, IN 46120-8762

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Cloverdale Township
Unified School District	Cloverdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 (+11.41%) Homeowner's exemption	$306,400 (+30.49%) Land $22,200 Building $284,200	$306,400 (+30.49%) Land $22,200 Building $284,200
2024	$1,621.00 (+63.74%)
2023		$234,800 (+51.68%) Land $22,200 Building $212,600	$234,800 (+51.68%) Land $22,200 Building $212,600
2022	$990.00	$154,800 Land $22,200 Building $132,600	$154,800 Land $22,200 Building $132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Endeavor Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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