735 Cowlitz St E, South Bend, WA 98586 Property Records

Pacific County property record for 735 Cowlitz St E, South Bend, WA 98586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,720 sqft · built 1928
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Oct 2026)
Tax Bill	$2,652 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71001006024`

Property Details

APN / Parcel Number

Primary APN	`71001006024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	2,979 sqft
1st Floor Area	983 sqft
Basement Area	983 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	115 ft deep x 80 ft wide

Exterior Amenities

Porch	Slab
Porch Area	334 sqft
Deck Area	70 sqft
Patio Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	735 COWLITZ ST E
City	SOUTH BEND
State	WA
Zip	98586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UGA
Legal Description	ALTA VISTA, LOT 24 & 25, BLOCK 6
Legal Subdivision	ALTA VISTA
Legal Block	6
Legal Lot Number	24&25
Jurisdiction	PACIFIC WA
Township / Civil Division	RAYMOND
Census Block Group	1
Census Block	1075
Census Tract	950302

Owner

735 Cowlitz St E is owned by an individual who bought it in October 2026.

Source: Pacific County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1020, SOUTH BEND, WA 98586-1020
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND FEDERAL BANK
Dec 13, 2023	Warranty Deed, Transfer PACIFIC COUNTY TITLE COMPANY
Feb 22, 2021	Transfer on Death Deed, Transfer
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit RAYMOND FED'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2026 · Amount on File
Deed Sale	Oct 9, 2026 · Amount on File
Prior Sale	Dec 13, 2023 · Amount on File
Deed Document Number	20263238839
Prior Transfer Date	Feb 18, 2021
Prior Transfer Doc	0003200482
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PACIFIC WA
Recording Date	Oct 9, 2026
Property Address	735 COWLITZ ST E, SOUTH BEND, WA 98586
Document Number	0003238839
Instrument Date	Oct 7, 2026
Instrument	20263238839
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	PACIFIC TITLE, PACIFIC COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003238840,
Date	Oct 9, 2026
Instrument	20263238840

Lender

Name	RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	735 COWLITZ ST E, SOUTH BEND, WA 98586
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	PACIFIC COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003209381
Date	Jan 14, 2022
Instrument	3209381

Lender

Name	RAYMOND FEDERAL BANK
Type	Bank
Address	RAYMOND, WA 98577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PACIFIC WA
Recording Date	Dec 13, 2023
Property Address	735 COWLITZ ST E, SOUTH BEND, WA 98586
Document Number	0003222229
Instrument Date	Nov 16, 2023
Instrument	3222229
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	PACIFIC COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$4,595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7311 COAL CREEK PKWY SE APT G306, G306, NEWCASTLE, WA 98059-3174

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PACIFIC WA
Recording Date	Feb 22, 2021
Property Address	735 COWLITZ ST E, SOUTH BEND, WA 98586
Document Number	0003200482
Instrument Date	Feb 18, 2021
Instrument	3200482
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 451, SOUTH BEND, WA 98586-0451

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	735 COWLITZ ST E, SOUTH BEND, WA 98586
Document Number	0003196207
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	PACIFIC COUNTY TITLE COMPANY, PACIFIC CNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 451 SOUTH BEND WA 985860451, SOUTH BEND, WA 98586-0451

Mortgage

Document Number	0003196207
Date	Sep 14, 2020
Instrument	3196207

Lender

Name	RAYMOND FED'L BK
Type	Bank
Address	RAYMOND, WA 98577-0271

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 735 Cowlitz St E was $2,652, up 4.4% from the year before.

Source: Pacific County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pacific County
Municipality	South Bend City
Unified School District	South Bend School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,652.00 (+4.37%)	$293,600 (+3.45%) Land $69,000 Building $224,600	$293,600 (+3.45%) Land $69,000 Building $224,600
2025	$2,541.00	$283,800 (+4.68%) Land $69,000 Building $214,800	$283,800 (+4.68%) Land $69,000 Building $214,800
2024		$271,100 (+6.73%) Land $66,000 Building $205,100	$271,100 (+6.73%) Land $66,000 Building $205,100
2023	$2,182.00	$254,000 Land $66,000 Building $188,000	$254,000 Land $66,000 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 Cowlitz St E in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 21, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (2007–2025)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 Cowlitz St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	South Bend Water Department serves 2,930 people · EPA ID WA5381500
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	23 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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