735 Cedar Crst, Gainesville, TX 76240 Property Records

Cooke County property record for 735 Cedar Crst, Gainesville, TX 76240

Property Summary

Property Type	Misc Structure / Fixture
Details	2 bd · 1.5 ba · 1,020 sqft · built 1995
Lot Size	7.25 acres (315,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$258 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0864-005-00000`

Property Details

APN / Parcel Number

Primary APN	`0864-005-00000`
Alternative APN	`30712`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,020 sqft Living Area
Gross Area	3,189 sqft
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	315,810 sqft (7.25 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	0864-005-00000
Street Address	735 CEDAR CRST
City	GAINESVILLE
State	TX
Zip	76240-8096
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	ROCKWOOD LC 0864 ACRES 7.25
Legal Subdivision	ROCKWOOD LC
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2003
Census Tract	701

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2075 COUNTY ROAD 222, GAINESVILLE, TX 76240-8805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERETT FINANCIAL INC
Sep 26, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERETT FINANCIAL INC
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	735 CEDAR CRST, GAINESVILLE, TX 76240-8096
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002214/422
Date	Aug 31, 2018
Book Page	2214/422
Instrument	2018-85877

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	735 CEDAR CRST, GAINESVILLE, TX 76240-8096
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002286/799
Date	Sep 26, 2019
Book Page	2286/799
Instrument	2019-95623

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	735 CEDAR CRST, GAINESVILLE, TX 76240-8096
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002475/1
Date	Dec 20, 2021
Book Page	2475/1
Instrument	2021-11383

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$258.00 (+25,7%)	$18,636 (-91.97%) Land $276 Building $18,360	$275,735 (-22.13%) Land $257,375 Building $18,360
2024	$1.00
2023		$232,102 Land $236,463 Building $117,648	$354,111 Land $236,463 Building $117,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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