735 10th St NE, Naples, FL 34120 Property Records

Collier County property record for 735 10th St NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,187 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Dec 2018)
Tax Bill	$4,900 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2020 Loan Modification + 2 more
Flood Zone	Zone AH (high risk)
APN	`342100 22 04C02`

Property Details

APN / Parcel Number

Primary APN	`342100 22 04C02`
Alternative APNs	`392610800050751002204` `39261080005`

Interior

Stories	1 Story
Building Area	2,187 sqft Living Area
1st Floor Area	2,187 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	217,800 sqft

Location & Zoning

Street Address	735 10TH ST NE
City	NAPLES
State	FL
Zip	34120-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 49 TR 22 OR 1407 PG 1703
Legal Range	27
Legal Township	49
Legal Section	2
Legal Subdivision	GOLDEN GATE EST UNIT 49
Legal Tract	22
Legal Block	1
Legal Unit	49
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10424

Owner

735 10th St NE is owned and occupied by two individuals who bought it in December 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	735 10TH ST NE, NAPLES, FL 34120-2060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Jan 14, 2020	Loan Modification, Mortgage LAKE MI CU
Dec 21, 2018	Deed of Trust, Construction Loan LAKE MI CU
Dec 26, 2018	Quit Claim Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Prior Sale	Apr 1, 2015 · Amount on File
Deed Document Number	20185652568
Deed Book / Page	5584 / 652
Prior Transfer Date	Apr 12, 2015
Prior Transfer Doc	0051791351
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	735 10TH ST NE, NAPLES, FL 34120-2060
Document Number	0058051927
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	735 10TH ST NE NAPLES FL 341202060, NAPLES, FL 34120-2060

Mortgage

Document Number	0058051927
Date	Aug 21, 2020
Book Page	005805/001927
Instrument	5912124

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	735 10TH ST NE, NAPLES, FL 34120-2060
Document Number	0057173434
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 10TH ST NE NAPLES FL 341202060, NAPLES, FL 34120-2060

Mortgage

Document Number	0057173434
Date	Jan 16, 2020
Book Page	005717/003434
Instrument	5816696

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

Interest

Rate Type	Fixed Rate
Rate	5.62%

December 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	735 10TH ST NE, NAPLES, FL 34120-2060
Instrument Date	Dec 21, 2018
Transaction Type	Construction Loan
Record Updated	Feb 6, 2020
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1941 SANTA BARBARA BLVD NAPLES FL 341165445, NAPLES, FL 34116-5445

Mortgage

Document Number	55840655
Date	Dec 26, 2018
Book Page	005584/000655
Instrument	5652569

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RADS, MI 49501

Agreement

Amount	Amount on Record
Term	384 Months
Due	Dec 25, 2050

December 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 26, 2018
Property Address	735 10TH ST NE, NAPLES, FL 34120-2060
Document Number	0055840650
Book / Page	005584 / 000650
Instrument Date	Dec 15, 2018
Instrument	5652567
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 NORTHREADING DORCHESTER MA 02125, DORCHESTER, MA 02125

Tax Assessment & Valuation

The 2025 property tax bill for 735 10th St NE was $4,900 with a homeowner's exemption, up 7.1% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,896 (+2.7%)	$685,494 (-2.62%) Land $228,070 Building $457,424
2025	$4,900.00 (+7.1%) Homeowner's exemption	$481,885	$703,915 Land $228,070 Building $475,845
2024	$4,575.00 (+1.02%)
2023	$4,529.00 (-2.24%) Homeowner's exemption	$454,664 (+3%)	$809,929 (+14.76%) Land $295,120 Building $514,809
2022	$4,633.00 Homeowner's exemption	$441,421	$705,735 Land $221,873 Building $483,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 10th St NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 345 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	353 units insured incl. 8 condo units
Nearby Flood Claims	8 (2017–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 10th St NE is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 10th St NE

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