1. Home
  2. Maryland
  3. Wicomico County
  4. Willards
  5. Division St

7345 Division St, Willards, MD 21874 Property Records

Wicomico County property record for 7345 Division St, Willards, MD 21874 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,586 sqft · built 1991
Lot Size0.57 acres (24,840 sqft)
OwnerIndividual Name on File
Last Sale$257,900 (Jan 2024)
Tax Bill$1,811 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jul 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-004017

Property Details

APN / Parcel Number

Primary APN14-004017
Alternative APN
  • 004017

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,586 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area24,840 sqft (0.57 acres)
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number004017
Street Address7345 DIVISION ST
CityWILLARDS
StateMD
Zip21874-1165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-31 & 32 25,200 SQ 7345 DIVISION ST PLAT OF LOTS 31-21 WILLA
Legal SubdivisionLOTS WILLARDS MD
Legal Lot Number31-32
JurisdictionWICOMICO MD
Township / Civil Division14, WILLARDS
Census Block Group2
Census Block2017
Census Tract10604

Owner

Source: Wicomico County records · APN 14-004017

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7345 DIVISION ST, WILLARDS, MD 21874-1165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jul 21, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Oct 31, 2017Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2024 · Amount on Record
Deed SaleJan 18, 2024 · Amount on Record
Prior SaleApr 28, 2014 · Amount on Record
Record UpdatedSep 20, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionWICOMICO MD
Recording DateJan 18, 2024
Property Address7345 DIVISION ST, WILLARDS, MD 21874-1165
Document Number0053430465
Book / Page5343 / 465
Map ReferenceLB 136 FO 600
Instrument DateJan 05, 2024
Transaction TypeTransfer
Record UpdatedJan 31, 2024
Title CompanyINHOUSE TITLE COMPANY, IN HOUSE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$644.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7345 DIVISION ST, WILLARDS, MD 21874-1165

Mortgage

Document Number0053430472
DateJan 18, 2024
Instrument5343-0472
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWICOMICO MD
Property Address7345 DIVISION ST, WILLARDS, MD 21874-1165
Document Number0047050374
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7345 DIVISION ST WILLARDS MD 218741165, WILLARDS, MD 21874-1165

Mortgage

Document Number0047050374
DateSep 29, 2020
Book Page004705/000374
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 28, 2045
Interest
Rate TypeFixed Rate
Rate3.5%

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWICOMICO MD
Property Address7345 DIVISION ST, WILLARDS, MD 21874-1165
Document Number0042660279
Book / Page004266 / 000279
Instrument DateOct 31, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address7345 DIVISION ST WILLARDS MD 218741165, WILLARDS, MD 21874-1165

Mortgage

Document Number0042660279
DateDec 18, 2017
Book Page004266/000279
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueDec 17, 2044
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
MunicipalityWillards Town
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$221,767 (+34.35%)$257,300 (+26.13%) Land $40,300 Building $217,000
2025$1,811.00 (+10.02%) Homeowner's exemption
2023$1,646.00$165,067$204,000 Land $30,300 Building $173,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), updated April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450106042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2016, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable2,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures