7344 Pebble Beach Dr, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7344 Pebble Beach Dr, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,797 sqft · built 1979
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Feb 2020)
Tax Bill	$8,652 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`505-441-014-6`

Property Details

APN / Parcel Number

Primary APN	`505-441-014-6`
Alternative APN	`505-441-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,797 sqft Living Area
1st Floor Area	2,797 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Lot Area	8,100 sqft (0.186 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7344 PEBBLE BEACH DR
City	EL CERRITO
State	CA
Zip	94530-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3623 LOT 12
Legal Subdivision	SUBDIVISION 3623
Legal Tract	3623
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	385100

Owner

7344 Pebble Beach Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7344 PEBBLE BEACH DR, EL CERRITO, CA 94530-1807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · SBA Mortgage COMMONWEALTH LAND TITLE INSURANCE COMPAN
Mar 18, 2024	Deed of Trust, Mortgage PACIFIC SERVICE CU
Jun 21, 2023	Deed of Trust, Mortgage PACIFIC SERVICE CU
Apr 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 13, 2017	Deed of Trust, Mortgage LENDERS TITLE SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Prior Sale	Apr 19, 2019 · Amount on File
Deed Document Number	202030960
Prior Transfer Date	Mar 29, 1996
Prior Transfer Doc	0000061173
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7344 PEBBLE BEACH DR, EL CERRITO, CA 94530-1807
Transaction Type	Mortgage
Record Updated	May 9, 2024
Title Company	COMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7344 PEBBLE BEACH DR, EL CERRITO, CA 94530-1807

Mortgage

Document Number	0000040509
Date	Apr 30, 2024
Instrument	2024-040509

Lender

Name	COMMONWEALTH LAND TITLE INSURANCE COMPAN
Type	Non-Lending Institution
Address	OAKLAND, CA 94612

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 30, 2034

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7344 PEBBLE BEACH DR, EL CERRITO, CA 94530-1807
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7344 PEBBLE BEACH DR, EL CERRITO, CA 94530-1807

Mortgage

Document Number	0000024764
Date	Mar 18, 2024
Instrument	2024-024764

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	WALNUT CREEK, CA 94596

Agreement

Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7344 PEBBLE BEACH DR, EL CERRITO, CA 94530-1807
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7344 PEBBLE BEACH DR, EL CERRITO, CA 94530-1807

Mortgage

Document Number	0000058655
Date	Jun 21, 2023
Instrument	2023-058655

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	WALNUT CREEK, CA 94596

Agreement

Amount	Amount on Record

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 1, 2021
Property Address	7344 PEBBLE BEACH DR, EL CERRITO, CA 94530-1807
Document Number	0000098562
Map Reference	MB 113 PG 29
Instrument Date	Mar 26, 2021
Instrument	2021-098562
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7344 PEBBLE BEACH DR, EL CERRITO, CA 94530-1807

Mortgage

Document Number	0000098563
Date	Apr 1, 2021
Instrument	2021-098563

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7344 PEBBLE BEACH DR, EL CERRITO, CA 94530-1807
Document Number	0000002694
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 7344 Pebble Beach Dr was $8,652.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$593,876 (+2%) Land $257,649 Building $336,227
2025	$8,652.00	$582,233 Land $252,598 Building $329,635
2023	$8,293.00 (+1.65%)	$559,627 Land $242,791 Building $316,836
2022	$8,158.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7344 Pebble Beach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7344 Pebble Beach Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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