7344 Chesapeake Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 7344 Chesapeake Rd, Baltimore, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,270 sqft · built 1997
Lot Size	0.258 acres (11,282 sqft)
Owner	Individual Name on File
Tax Bill	$2,524 (2023)
Deeds & Mortgages	Nov 2021 Second Mortgage Mar 2017 Mortgage
APN	`15-2200027036`

Property Details

APN / Parcel Number

Primary APN	`15-2200027036`
Alternative APN	`2200027036`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,270 sqft Total Area
1st Floor Area	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Split Level
Exterior Material	Siding
Lot Area	11,282 sqft (0.258 acres)
Garage Type	Built-in
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	110 sqft
Deck Area	144 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	2200027036
Street Address	7344 CHESAPEAKE RD
City	BALTIMORE
State	MD
Zip	21220-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.259 AC PL 225,226 NSR CHESAPEAKE RD OLIVER BEACH
Legal Subdivision	OLIVER BEACH
Legal Lot Number	225
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2019
Census Tract	451801

Owner

7344 Chesapeake Rd is owned and occupied by an individual who acquired it in July 1996.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7344 CHESAPEAKE RD, BALTIMORE, MD 21220-1161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 27, 2017	Deed of Trust, Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1996
Deed Sale	Jul 23, 1996
Deed Document Number	094563
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7344 CHESAPEAKE RD, BALTIMORE, MD 21220-1161
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0459080355
Date	Nov 30, 2021
Book Page	45908/355

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7344 CHESAPEAKE RD, BALTIMORE, MD 21220-1161
Document Number	0388680073
Book / Page	038868 / 000073
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7344 CHESAPEAKE RD MIDDLE RIVER MD 212201161, MIDDLE RIVER, MD 21220-1161

Mortgage

Document Number	0388680073
Date	Apr 21, 2017
Book Page	038868/000073

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,524.00	$302,200 Land $86,800 Building $215,400	$302,200 Land $86,800 Building $215,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7344 Chesapeake Rd; there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	32 (1979–2024)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7344 Chesapeake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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