7344 Bent Grass Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7344 Bent Grass Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,366 sqft · built 2006
Lot Size	0.278 acres (12,114 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2022)
Tax Bill	$6,006 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-07-855610-000210`

Property Details

APN / Parcel Number

Primary APN	`27-29-07-855610-000210`
Alternative APNs	`072927855610000210` `72927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,366 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	2,366 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	12,114 sqft (0.278 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	484 sqft
Porch	Unfinished Open Porch
Porch Area	239 sqft

Location & Zoning

Street Address	7344 BENT GRASS DR
City	WINTER HAVEN
State	FL
Zip	33884-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS LANDING PB 128 PGS 14-16 LOT 21
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	MILLERS LANDING
Legal Tract	855610
Legal Block	1
Legal Lot Number	21
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	1
Census Block	1035
Census Tract	14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7344 BENT GRASS DR, WINTER HAVEN, FL 33884-4833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2022 · Amount on Record
Deed Sale	Oct 10, 2022 · Amount on Record
Prior Sale	Apr 6, 2006 · Amount on Record
Deed Document Number	2022268245
Deed Book / Page	12444 / 1463
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 10, 2022
Property Address	7344 BENT GRASS DR, WINTER HAVEN, FL 33884-4833
Document Number	0000268245
Book / Page	12444 / 1463
Map Reference	MB 128 PG 14
Instrument Date	Oct 7, 2022
Instrument	2022268245
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 HARDEN BLVD, 2600, LAKELAND, FL 33803-5999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7344 BENT GRASS DR, WINTER HAVEN, FL 33884-4833

Mortgage

Document Number	0124441465
Date	Oct 10, 2022
Instrument	12444/1465

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,542 (-0.04%) Land $88,000 Building $276,542	$364,542 (-3.44%) Land $88,000 Building $276,542
2025	$6,006.00 (+14.86%)	$364,697 (+14.07%)	$377,545 (+6.59%) Land $88,000 Building $289,545
2023	$5,229.00 (+81.44%) Homeowner's exemption	$319,711 (+64.58%)	$354,214 (+14.09%) Land $86,000 Building $268,214
2022	$2,882.00 Homeowner's exemption	$194,253	$310,461 Land $72,000 Building $238,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20