7342 Summit Rock Rd, Elkridge, MD 21075 Property Records

Howard County property record for 7342 Summit Rock Rd, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,960 sqft · built 2015
Lot Size	0.052 acres (2,275 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (May 2025)
Tax Bill	$7,068 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-595407`

Property Details

APN / Parcel Number

Primary APN	`01-595407`
Alternative APN	`595407`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,960 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,275 sqft (0.052 acres)
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	595407
Street Address	7342 SUMMIT ROCK RD
City	ELKRIDGE
State	MD
Zip	21075-7260
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	CACLI
Legal Description	LOT 231 2,275 SQ' 7342 SUMMIT ROCK RD HOWARD SQUARE, PH 2 SEC
Legal Subdivision	HOWARD SQUARE
Legal Phase	2
Legal Lot Number	231
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2070
Census Tract	601203

Owner

7342 Summit Rock Rd, a townhouse, is owned and occupied by two individuals who bought it in May 2025.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7342 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FEDERATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Apr 6, 2015 · Amount on File
Deed Book / Page	22761 / 318
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7342 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7260
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192750384
Date	Apr 3, 2020
Book Page	19275/384

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7342 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7260
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7342 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7260

Mortgage

Document Number	0202780474
Date	Mar 2, 2021
Book Page	20278/474

Lender

Name	FEDERATED MORTGAGE CORP
Type	Mortgage Company
Address	PITTSBURGH, PA 15211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 7342 Summit Rock Rd was $7,068 with a homeowner's exemption, up 6.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,068.00 (+6.62%) Homeowner's exemption	$466,100 (+5.76%) Land $165,000 Building $301,100	$466,100 (-) Land $165,000 Building $301,100
2025	$6,629.00 Homeowner's exemption	$440,733	$466,100 Land $165,000 Building $301,100
2023		$390,000 Land $160,000 Building $230,000	$390,000 Land $160,000 Building $230,000
2022	$4,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7342 Summit Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7342 Summit Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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